loans

rebecca145

i am unemployed as i look after my disabled wife,i need a loan but no one will give me one as i am not working,does anybody know if there is any company who will give me a loan.thanks

jonesMUFCforever

You need to give a litle more information to able us to advice.
You say you are unemployed - are you a registered carer for instance? Do you get any benefits in your name.
Some banks will treat these as income in certain circumstances.
What do you require the loan for and how much for? Even though you think banks will turn you down because of what you do credit cards might be your answer. Normally they don't ask too much about your occupation so you could put down carer and state the amount of benefits as your income and you have not told any lies!!
I assume that your credit record is ok with no blemishes like arrears or ccj's etc or this will not work in any case.
One last point - If you are on a limited income be careful not to get in over your head in debt because charges build up very quickly if you are late or miss a payment and that is before you pay any interest.
ERic

Debt_Free_Chick

I agree with Eric.

Getting a loan will give you money now, but in the future you need money to live on AND to repay the loan. If you tell us why you want the loan, we may have other suggestions.