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start 2012 with £0 CC balances

Catslovelycats
Catslovelycats Posts: 1,749 Forumite
1,000 Posts Third Anniversary Combo Breaker
edited 22 November 2011 at 4:46PM in Debt-free wannabe
I always pay my outstanding CC balances every month. Even so, I have about £1800 balance on my cards at the moment - to be reduced to about £900 after this month's payments go through.

As part of my 2012 finances spring-clean I've decided to start the new year with £0 on my credit cards so that I can budget properly and without anything hanging over me from this year. It will mean needing to pay them off early in December, but I can find the money and think it will help me to see exactly what I have to pay/save.

Anybody else want to join me?

SO FAR:
catslovelycats £1897.88
debt_free by 2012 £280

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