Tuesday 22nd November - What Small DFW Things Have/Will You Do Today??!!

kjp

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free :money:

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.:D


Morning all!

Exam today - eeeeek! Candy, how are you getting on with AAT?

Today I will:
Check banks
Check CC
Check Paypal
Check TCB
Package up sold Ebay items for postage tomorrow
Update MS Money
Drive economically to work and from college tonight.
Breakfast/lunch/tea from stores
Revise during lunchtime!
2lts water
NSD
Work hard!

Have a great day everyone!

Kx

determined_new_ms

Morning kjp! Thanks for starting us off & good luck with ur exam today!

I must actually do the stuff on my list today! :rotfl:

• [STRIKE]check banking & cc statement[/STRIKE] - if refund has gone through on cc2 then pay balance
• [STRIKE]transfer xmas/birthdays/car/emergencies savings into acc[/STRIKE]
• [STRIKE]Mrs Flylady[/STRIKE] I did Monday & Tues - strangely very satidfying feeling having it all done! Resisting the urge to do more as there is alway tomorrown;);)
  
• call BG & give meter readings
• text eon with meter readings
• [STRIKE]NSD [/STRIKE]- not going out other than for a run & swim this evening so should be easy... (famous last words!) have managed it! :T
• [STRIKE]all meals from stores[/STRIKE] - aubergine & quorn bake new recipe mmmmmm was so yummy this recipe using 1/2 bag of quorn & lamb gravy I froze ages ago after cooking lamb in the SC with a load of veg & pots

http://resourcefulcook.com/recipes/view/movhv-beef-aubergine-pasta

• [STRIKE]HM lamb gravy out of freezer for dinner tonight[/STRIKE]
• make banana bread while oven is on to use up bananas
• [STRIKE]call boss as didn't speak to her yesterday called but no answer, will try again later[/STRIKE]
• use free samples of shampoo & conditioner tied my hair back so saved this for tomorrow
• do a face mask using free sample :T

ok that's all for me I think. Hope everyone has a great day x

La_escocesa

Hi guys

I'm going into work late today Have a meeting from 5-5.30 so decided I'd not go in until 9.30 so I won't do much longer than my hours

Other stuff:

• Free cuppa x 2 at work
• Lunch = fruit loaf toast - bread from freezer so feels kinda free
• Wash all the dirty dishes in the vicinity!! My main mission of the day! :rotfl:
• Try to not get p'd off at work - takes so much energy to be angry but don't have enough patience to get on with folk atm!!!

I'm keeping my fingers and toes crossed we hear back from the solicitor today about the house! He got the last of the paperwork yesterday so we're just waiting to hear back from him to say we can go in and sign on the dotted line. :j:j

Tebheag

Goo morning
Thanks kjp for starting the thread !
Got next to nothing done yesterday the day just disappeared and feel like I am coming down with a bad cold now ! Just checked our bank and is looking bad Dh has spent about 120 on fuel since the 15th of Nov aaaah going o be fun as only got £28 left in budget. I have got loads of work on and no time to do it only got kids in nursery for 5 hrs on friday so going to be entertaining few days I am so tired at night can't remember last time I was able to work late at night !
Today work 5 hours fingers crossed
Checked bank
Checked surveys none
Tidy up house dd has just left a trail of bread crumbs round the house !!!

That is it for me if something happens and kids sleep at lunchtime or a long lost family member pops by to help then will get listed some ebay items !

Hugs for those that need it and hope you all have a good day x

mummybearx

Good morning everyone!

Today I shall be posting my old moblie phone away, then shall be receiving a £12.00 cheque for said phone :j
Also posting back my Historic Scotland Membership cards £70-odds renewal cost that I simply cannot afford, so had to cancel our memebership. Have only used them twice this year though, so probably shouldn't have renewed last year either, so trying to not be too disappointed.

That's all I can think of so far :-)

x

skint-student-nurse

morning! Im back after a few manic days at work and then back in tonight...eeeek! Not much planned for today other than get everything up together for the craft fayre on saturday,do the housework and keep ebaying! Also,im trying not to think about work until i get there, started applying for other jobs so fingers crossed something will come up soon

have a good day everyone!

Karb

Morning everyone. Thanks kjp for starting the thread.

How great to see starnac back on the thread yesterday evening.
LaE, hope you get some good news from the solicitor soon

Expenses were signed off yesterday. Hope that payroll manage to get them paid into my bank quickly!

Today I have/will
Free parking at local station
Lunch and dinner on expenses (working away again), though on the downside we're also going out for a few drinks too. Will have to be careful.
Free newspapers and coffee on the train
Charged phones on the train.
Check online banking
Tea/coffee/water at work
Use hotel toiletries

Have a great day everyone

Aria`s_Tail

Hi everyone.
Quick break from work, shift at my bank job today and finish at 5pm. Loads I should be doing tonight but will see how tired I am!.

So far today I have and will:
Gone to work at 2nd job for extra money.
Posted 8 Ebay items.
Put money from Ebay items into house moving fund.
Sorted though my huge stash of rubber craft stamps and decided I don't use most of them and have taken photos of them ready to list on Ebay.
Meals from stores.
Have scrubbed out back yard after pooches.
NSD. (apart from postage).
Try and list a few bits on Ebay tonight if I can stay awake for long enough.
Grabbed another few bags of clothes and shoes from my old room at Mum's when I went to feed the cat this morning, need to sort through at some point , maybe weekend when i'm next off!

Have a good day everyone.

natlie

Hi

I have set up free energy monitor from EAGA thanks mse email for that one - then went around switching stuff on and off lol tv, laptop and fridge on now cost 5p per hour, toaster is 70p argh - lucky its not on long, tumbler 46p per hour, washing machine 22p, fridge 3p, 5 lightbulbs in lounge all energy savers made no difference to cost hooray

Approved food order arrived good service, well packed - 9 toilet rolls for £2.75p £3.99 in tesco big box for DD2 to turn into a car when she comes home from school lol

Went to post 4 ebay parcels

washing done

little_pink_purse

Afternoon
well iam an a/leave for 3 weeks wow fingers crossed i normally get called in
ive got DD home off on study leave sadly she not to keen on me lol teenagers iam sure ive got horns comimng out my head
joy

today
chill out
housework
watch DN and pick up from school
ds to football and back
check banking
re look at budget payday on thursday xxx

have a great day
xxx

Yargo1

Hi all

a nsd today.. home for lunch..soup from stores..
tonights dinner from stores too.. sausage and mash. mmmm cant wait.. :-)

hope youve all had a good day x