Does anyone have a sample letter I can use.....

TOTALLYFEDUP_3

.....for advising creditors that we are in trouble, we are seeking advice and in the meantime here's a token payment?

For some reason I can't view the one's on nationaldebtline (I've undone the pop up blocker thing).

Thanks in advance

plumduff-2

From National Debtline

1 High Street,
Newtown,
Kent
R21 4RH


January 29, 2007

The Loan Company
Company House,
Church Street,
Newtown,
Kent,
R1 7HG


Dear Sir/Madam

Re Account No/Reference No:− 4563210025897412

Since making that above agreement with you, our circumstances have changed.
We cannot now afford to agreed monthly payments because ... [your paragraph added here]
We enclose a Personal Budget sheet which shows our total income from all sources, and the total outgoings of
our household. As you can see we have no money left to make offers of payment to my creditors.
In view of our circumstances, would you please accept no payment at present to be reviewed in six months. If
interest or other charges are being added to the account, we would be grateful if you would freeze these so our
debt does not increase.
Should my circumstances improve we will contact you again.
Thank you for your assistance. We look forward to hearing from you as soon as possible.
Yours faithfully
Mr A N Other