Credit Reports

matt4504

Hey,

I was just wondering, how often are credit reports updated because I cancelled two cards about a week ago and the report still says they have balances.

Thanks,

Matt

newlywed

I thought it was monthly but depended on when the bank etc actually gives that information and how long it takes the credit agency to enter the information??

Could be wrong.

When I was put on electoral roll it took one of the credit agencies over 3 weeks after receiving the updated roll from the council to actually update my file.

Nuclear_Tom

I was under the impression they were updated monthly too, so could be up to 4 weeks for the changes to show on your file.

oscar52

is monthly, but date depends on bank / when agreement was taken ..... it could really be upated in two weeks - ie bank updates end of month and balance was cleared in middle of month

kate1967

Does anyone know if there's a credit report that shows all your credit history etc ( Any Loans/ Credit that you've ever taken out ) ?