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Wonga etc

ElishaScott
ElishaScott Posts: 2 Newbie
edited 18 November 2011 at 6:45PM in Loans
Hello,
Does anyone know how to get the likes of Wonga, Quickquid etc off your back?
I owe thousands.
But they take the money or interest straight from the bank account.
I'm prepared to pay them back, but I can't straight away.
Is there anyway they'll reduce the interest?

Comments

  • ihateyes
    ihateyes Posts: 1,326 Forumite
    you need to cancel your bank card, set up a brand new account with another bank.

    contact wonga... [EMAIL="collections@wonga.com"]collections@wonga.com[/EMAIL] or [EMAIL="balanceoffer@wonga.com"]balanceoffer@wonga.com[/EMAIL] to negotiate a payment plan.

    make all payments via a standing order, or they will clean you out.

    SOme companies are easier to deal with than others...

    the notorious bottom of the tank companies are:

    Payday Express
    Mini credit
    Promo codes are never always cheaper..... isnt that right EuropCar?
  • opinions4u
    opinions4u Posts: 19,411 Forumite
    Visit the Debt-Free Wannabe part of the forum for help.

    They're usually best for this sort of thing.

    Good luck.

    (Oh, and open a basic bank account elsewhere and start using that for wages).
  • Johntea
    Johntea Posts: 1,200 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    From someone in £6k worth of the same trap, the key step is getting yourself a bucket and spade and digging your head out of the sand!

    Write down a list of exactly what you owe to who and work from there. Start with Wonga, I had zero problems with getting those to set up a frozen interest repayment plan.

    The rest I can't advise as I got financial help from my parents to resolve the rest after admitting my gambling addiction but I realize you may not have the same luxary so good luck to you.

    Don't let them intimidate you! :beer:
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