Paypal

*POSTERPOTS*

Hi everyone

This is my first post, have only just discovered this forum! I am a crafter and make things to sell via Facebook such as nappy cakes, gift baskets etc via Facebook.

I only accept payment by Paypal as I was under the impression that this was safer and easier. However the charges are really a bugbear of mine.

Anyone got any advice as to how else to accept payments for orders without being stung by charges?

NB Sorry if this is the wrong forum, please redirect me if I am.

Thanks

Posterpots x

lovinituk

Paypal charges are actually quite reasonable. If you open a merchant account that allows you to take payments via website or phone, there are more charges involved including monthly fees which you don't pay for with Paypal. You will probably find that Paypal is the cheapest option for you. Depending on the size of your transactions you might find a Paypal micropayments account cheaper - it charges only a minimum 5p per transaction (instead of 20p) but the % fee is higher. UP a certain amount, it can be cheaper to use this option.

PootleFlump_3

As you are using a service I think its only reasonable that they charge a fee however the only way round this would be to give customers you bank details so they can transfer the money directly to you (although I only ever do this if its people I know TBH)
Paypal is cheapest Ive found.

lovinituk

PootleFlump wrote: »

however the only way round this would be to give customers you bank details so they can transfer the money directly to you (although I only ever do this if its people I know TBH)

I wouldn't worry about letting strangers perform a bank transfer to you. If you have ever paid for something by cheque then you have given a stranger the same information that you would give someone for a bank transfer. In fact the cheque is probably worse as it also has your signature!

Its perfectly acceptable to offer customers to pay by bank transfer however many won't as they prefer the safety of using a 3rd party such as Paypal.

*POSTERPOTS*

Thanks everyone, glad I asked now. I will stick with Paypal.