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Debate House Prices


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HPC almost half way through?

If the UK will see 50% real falls from top to bottom. We are almost half way through the house price crash?
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Comments

  • Really2
    Really2 Posts: 12,397 Forumite
    10,000 Posts Combo Breaker
    Would that be the same logic that if it is 25% falls in real terms the crash is over?

    Real prices are not meaning that much to most who are getting below price inflation wage increases TBH.

    Nominal bottom was the one to look out for IMHO, better IR rates to add to that also.
  • MrRee_2
    MrRee_2 Posts: 2,393 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    2009 was the bottom - everything shows that ......
    Bringing Happiness where there is Gloom!
  • MrRee wrote: »
    2009 was the bottom - everything shows that ......

    Doesn't that rather depend upon region and perhaps where demand for housing is highest due to the good economy locally that they may well be rising.

    Some areas are still falling or perhaps stagnating a little due to uncertainties in local economy and local employment prospects?

    Kind of supply and demand?

    There is life north of Watford Mr Ree!
    Dont wait for your boat to come in 'Swim out and meet the bloody thing' ;)
  • purch
    purch Posts: 9,865 Forumite
    If the UK will see 50% real falls from top to bottom. We are almost half way through the house price crash?

    And if the UK won't see 50% real falls from top to bottom, we are not almost half way through the house price crash? :)
    'In nature, there are neither rewards nor punishments - there are Consequences.'
  • OptionARMAGEDDON
    OptionARMAGEDDON Posts: 264 Forumite
    edited 17 November 2011 at 7:15PM
    MrRee wrote: »
    2009 was the bottom - everything shows that ......
    Depends on whether you are getting pay rises or not doesnt it? Mine have gone up 15% since the start of the credit crunch, but for the majority of people in the country, you are right, in fact, they are worse off as there is now less disposable to cover the mortgage. Since we bought in 2010, we have reduced the mortgage by over 10% and are on track to be below 3X single salary in 9 months. :T

    Mortgage paid off in another 8 years, scheduled on my 38th birthday, not accounting for any pay rises.
  • Jimmy_31
    Jimmy_31 Posts: 2,170 Forumite
    MrRee wrote: »
    2009 was the bottom - everything shows that ......

    Except for houses sitting on the market with asking prices lower than they were in 2009.
  • reweird
    reweird Posts: 281 Forumite
    As stated, 2009 was the bottom. What the bears mistook as a 'dead-cat bounce' in Spring of that year was the beginings of the recovery.
  • Sibley
    Sibley Posts: 1,557 Forumite
    Ninth Anniversary Combo Breaker
    House prices in Maidstone are more expensive than in 2007. If thats what a crash means then lets have another one.
    We love Sarah O Grady
  • crash123
    crash123 Posts: 399 Forumite
    If the UK will see 50% real falls from top to bottom. We are almost half way through the house price crash?
    But the debt spiral has a long way to go:(
  • Aberdeenangarse
    Aberdeenangarse Posts: 1,262 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    edited 18 November 2011 at 2:36PM
    Sibley wrote: »
    House prices in Maidstone are more expensive than in 2007. If thats what a crash means then lets have another one.

    Down 7.5% this year. Deluded as always Dribley :D


    Maidstone
    Average house price
    £231,810
    Detached £378,801
    Semi-detached £210,241
    Terrace £173,562
    Flat £137,548
    Annual change in house price
    -7.5%


    rolling-mean-maidstone-200708-201108.gif
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