Thursday 17th November - What small DFW things will you be doing today?

Tebheag

Thursday 17th November - What small DFW things will you be doing today?
When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free :money:

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.:D

Good Morning all nearly the end of the week not sure where everyone is to do hope you are all well.

My list today is
1.Take kids to Nannys (was meant to be going to work but have not been ill think food poisioning as kids and I where all ill at the same time)
2.Do some work while kids at Nannys yippee got lots done.
3. Check bank done also got paid for Job which though would have ended Paid £400 of CC yippee (holiday paid)
4.Make some play dough with left over flour ! Not done as DH forgot to pick up cheap salt !
5.Do some surveys if any there. Did one 40p and the other 10p


That is it for me today as not feeling to great still. Hekp with the food stores though as not been eating much.

dark^knight

Hi,

1, Will be having last night's leftovers for lunch.
2, Will be paying in some £200 into the savings account.

Regards

Flossy87

Morning!

1. Brought in lunch from home today.
2. Dinner will be something out of the freezer
3. List some more items on ebay tonight after work

That's about it for today, so not much but hey...look after the pennies and all that!

Aria`s_Tail

Hi everyone/
Hope you feel better soon Tebheag.

Well I had a mini disater last night, my super duper, ultra warm horse riding/yard boots which are never off my feet all winter ( I wear them for walking dogs and they are brilliant in snow) fell to bits!. Well actually I had to cut the right one off after the zip broke and stuck just under my knee and was not gonna budge. They were starting to go around the seals and surface crack across the top but were so warm I was wanting to get another year out of them.
So now I have a problem, having to replace them. (about £100. I know this may seem excessive for a pair of wellies but anyone who spends any time with horses will tell you that the ammonia in their urine melts glue in cheap wellies.) Plus these paticular ones are no longer made so gonna have to go hunting for replacements. Will have to look at this months budget, can't stand having cold feet all winter (have Muck Boots but they are sooo cold.)

Right, so thats my little rant over, day off today, OH has pinched my car again this morning (well I assume so as it's gone!) so can't get far. this morning.
Todays list:
Carry on with the great house tidy and declutter (not getting far at the moment!)
Take Mum to Mr A this afternoon when my car reappears.
Finish sewing project (prezzie for Mum so can declutter that by taking it later) and put away spare threads.
Figure out what to do with the piece of pork that is now defrosted.
NSD.
Check Onepoll a couple of times.
Photo more stuff for Ebay.
List more stuff on Ebay!

Have a good day everyone!

chrisvaldez

Morning all! Signed off work at the moment but I'm determined not to stay in bed all day! So far:

• Ordered replacement parts for my PC (rather than buy a new one!)
• Rather than spend 99p on a CD by someone I've never heard I decided to check them out first on Spotify for free - glad I did! CD's rubbish!
• Bagels for breakfast - reduced in Co-Op down to 10p for a bag of five!
• Went to my local hardware shop yesterday to get Redez for my car - they had a non branded alternative for £2 so will be going back to get some more today!

determined_new_ms

Hi everyone :wave: thanks for starting us off Tebheag (still want to call you Tehbag! :rotfl:) I hope you feel better soon, not good when you have young ones & can't shake a bug.

Aria sucks re the boots, hope you can jiggle some funds from somewhere.

I have taken an impromptu day (well 3 actually) off of work. Well I've called in sick as still can't shake low mood. Going to see GP today. I was ok while away but as soon as yesterday came & the thought of going back to work/real life was on my mind I started to feel anxious. Have decided if its making me feel like this then I need to take some time

So list will be small!
* [STRIKE]check banking[/STRIKE]
*[STRIKE]check cc statements & work out funds[/STRIKE]
* [STRIKE]do budget plan for next month - payday tomorrow[/STRIKE] :T (I gave up my on call this week to go away so will need to look at the budget for next month as will be £200 down...)
* all meals from stores - sausage meatballs tonight - new recipe
* NSD
* go for a run

thats all. Hope everyone out there is happy x

Karb

Morning all. Thanks Tebheag for starting the thread. Hope you and dnms are feeling better soon

Overnight in York again so having meals on expenses :-)

Nothing much planned for today. Probably just stay in the hotel and catch up on my library books.

Have a great day everyone

Yargo1

Hi all

nothing much to report.. solicitor been in touch re my 2.5 year old car accident.. other side not responded to offer so he now has to issue court proceedings... grrrr

money wise.. absolutely brassic until payday :-(

have a good day all x

Pippilongstocking

Thanks for the thread tebheag! Hello to you all, hope you're all OK dnms - poor you keep well and go back when you're ready

To the rest of you I hope you have a lovely day

Me today
Didn't go into town (and saved £5 petrol money)
PAD to cc's - now wtfc is sorted out I can pay more regularily
Checked bank - OK
Gave eggs to a chum to drop off to another chum - all good - she got paid in cake
HC washed and on airer
DW on overnight - need empty it
HM brekkie used old cheese sandwiches dipped in egg and fried - cheesy dreams
Fed hens
Collected 5 eggs - produciton going down
Had a good chat with ds and we did a 'going to uni' budget for next year - worked out what he needs to think about, halls costs and what s/loan bursary he can get - I've given him an incentive to save his EMA - I said I can match it at the end of the year (just means saving up his half of the child benefit) - we'll see if he actually saves or not - I'll save the CB for him just in case but I'm not telling him that
spoke to ex-hubby about that uni cost - he's seeing what he can do which normally means nothing but hey, I believe in pigs that fly and fairies
HM dinner to make
DD to pick up later at bus stop
Need start planning xmas food as we're being invaded and need to begin to stash stuff
Need to start plan new year drive down to nrth links (700 miles each way, eek)

Ok thats me today I think! HOpe you're all OK and having a warm cozy one! xx

catmiaow

Hey all,

I have:

Done shopping for myself for tea(OH out on works do) and got shopping for mum and nan
Dropped shopping into nans and did her H/W
Lunch on Nan to say thanks
Visit Mum
Go to post office and post ebay parcels - using free stamps
Done comps
Done dinner and dishwasher on
Washing in dryer

I will:

look up jobs
Spend time with cats
Put washing away when ready

Hope everyones day was good

La_escocesa

Hello there my lovelies :wave:

Thanks for starting us off Tebheag Hope you're feeling ok now.

Oh Aria's Tail, that's a shame about the wellies. No point having cold feet all winter if you can help it though so I hope you can jiggle some money around

Hey DNMS - hope you feel better after taking some time out for yourself

My small things:

• Go to bed at 9pm - tiring week at work & got a long drive tomorrow - will take my book, a hot water bottle and an alpaca fleecy blanket. Ahh.
• Gave OH a lift - saved him bus fare
• Bought a cheaper lunch - saved £1.39
• Changed car hire booking (early tomorrow am rather than this pm) - saved £15.
• Moved money from savings to current account - better than overdraftdom

I'm at my friend's wedding this weekend so catch up with y'all on Monday. Take care of yourselves xxx