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Retire at 55 :)
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You should also consider the new flexible drawdown rules.
If you have a pension income of over £20,000 then another pension pot built up could be taken entirely as a lump sum.
So say you saved £1,200 each year for the next 7 years and ended up with £10K or so, you could take 25% tax free, and the remaining 75% as a lump sum taxed at marginal rate.
Given you look like having an income of around £20K and are a higher rate tax-payer then this could be attractive.0
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