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Omg!!!!!!!!!!!!!!!!!!!!!!!

Have been a lurker for a long time now and regulary do payment a day and saving my £2 coins only now my life has changed im now single with 4 kids and need to get my life back on track, so im aiming to be debt free i added my total debt this evening and it came to £11,516.75 :eek:
So im hoping seeing it in writing will help me bring total down xxx
#18 Weekly savings challenge 2015(£220.80-£1378)
#100-£365 in 365 days challenge 2015 (£62-365)
#203-Sealed pot challenge 8-2015 (£7.50-£100)
Payment a day 2015- (£151) Xmas park savings £68
#70 £10-£1000 Emergency Fund Member
#62 £2 savers Club Member- £34

Comments

  • hi littleangel

    sounds like your in a panic hun, try not to stress too much there is loads of help and advice on here for you.
    i have found it gives me motivation and confidence to deal with my debts by coming on here regular.
    might i suggest joining the living frugal forum as this is a brill thread to keep upto date with, and you will learn a vast amount of ways on saving money.

    chin up, you will do it.x
  • Hi,

    Please post your SOA so people can advise you where you can down to help you repay the debts.
  • will do but only just moved in my new house so dont know what gas, elec bills will be yet, i will have a go at starting one though xx

    Thanks for the replies xx
    #18 Weekly savings challenge 2015(£220.80-£1378)
    #100-£365 in 365 days challenge 2015 (£62-365)
    #203-Sealed pot challenge 8-2015 (£7.50-£100)
    Payment a day 2015- (£151) Xmas park savings £68
    #70 £10-£1000 Emergency Fund Member
    #62 £2 savers Club Member- £34
  • MFWannabe
    MFWannabe Posts: 2,494 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    With reference to Gas and Electric; make sure you are on the best tarrif you can get and pay monthly by direct debit; this way you won't end up with a big quarterly bill and you also get a discount for paying monthly by direct debit and also if you have Gas and Electric with same company
    MFW 2025 #50: £1989.73/£6000

    12/08/25: Mortgage: £62,500.00
    12/06/25: Mortgage: £65,000.00
    07/03/25: Mortgage: £67,000.00
    18/01/25: Mortgage: £68,500.14
    27/12/24: Mortgage: £69,278.38 

    27/12/24: Debt: £0 🥳😁
    27/12/24: Savings: £12,000

    12/08/25: Savings: £12,000



  • Do post up an SOA though when you get a chance and the good peeps on here will help you save money.

    Putting your debt in writing does make it seem scary...that's what triggered me into sorting it out...seeing the actual figure. Adding it all up and coming up with a scary number...27k in my case. Mega yikes!

    Good luck.
    Debt 30k in 2008.:eek::o Cleared all my debt in 2013 and loving being debt free :)
    Mortgage free since 2014 :)
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