Selfcert morgages can you still get them

chopper78

Reasons you aren't going to get a mortgage:

Bunky wrote:

I have two jobs one that i can prove the income and one that i cant.

The first job i run a retail shop that is going down hill fast

The problem is i have a secured businuss loan against my house

remorgage to pay depts off

In fact, the only thing you didn't say was "Negative Equity" to have given you the full house of reasons to be declined.


Ask yourself this...

Would you lend huge swathes of money to someone else in your shoes?

Bunky

I see what your saying and your right just looking for a way out of loosing my home and i thought a selfcert would be the answer maybe not.

chopper78

Bunky wrote: »

I see what your saying and your right just looking for a way out of loosing my home and i thought a selfcert would be the answer maybe not.

Self certification is the reason people are losing their homes, because they made up their incomes and got mortgages they couldn't afford.