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Where is my CCJ

Hi, I've mentioned before about having a CCJ and work wanting information on it, just wondering if anyone can point me in the right direction on how to finding out about it, I have no idea about it, who it is with etc etc, it's been a month now and work are pestering and I just don't know what information to provide them as I have no contact details or anything for the CCJ?

Also, I've used up equifax and Experian free trials, how the hell can I look at my credit file on a one off? Is it possible and if so how much will that set me back?
Poverty 2012 - F**K My low wage!

Comments

  • Bored
    Bored Posts: 390 Forumite
    Part of the Furniture 100 Posts Name Dropper Debt-free and Proud!
    Can't help with the CCJ, but it's £2 to get a statutory report from each of the credit reference agencies (so £6 in total if you get one from each of the three).

    Here are the links -

    http://www.callcredit.co.uk/stat-report-online/

    http://www.equifax.co.uk/Products/credit/statutory-report.html

    http://www.experian.co.uk/consumer/statutory-report.html
    2023 Mortgage-Free Wannabe #19: £11,675.68/£13,000
    Mortgage Overpayment Total: £22,397.1
  • sdt1986
    sdt1986 Posts: 411 Forumite
    Bored wrote: »
    Can't help with the CCJ, but it's £2 to get a statutory report from each of the credit reference agencies (so £6 in total if you get one from each of the three).

    Here are the links -

    http://www.callcredit.co.uk/stat-report-online/

    http://www.equifax.co.uk/Products/credit/statutory-report.html

    http://www.experian.co.uk/consumer/statutory-report.html

    I'll pay that £2 on my dinner break today and hopefully it will show my CCJ as being in agreement.
    Poverty 2012 - F**K My low wage!
  • I wouldn't bother trying Callcredit, they're the least used and a nightmare at finding your details. I find my Equifax report to be the most complete. You could also check Trust Online for your CCJ if its not on your report, that will cast you £8 for an address check and is also instant. Beware though, I have a CCJ and it doesn't show on my Trustonline or my CF :(
  • Tixy
    Tixy Posts: 31,455 Forumite
    If you want to find details of your CCJ the other way is to search the registery trust online - it costs £8 to search but it is the list of all CCJs in the last 6years. Once you know the details of the CCJ (court, number etc) then you can get a copy of the judgement by contacting the court that issued it.

    Using the registery trust is useful if you are unable to get instanct access to your credit reports (whilst in theory its possible to get instant access, sometimes they need to verify more information with you to check your identity).
    A smile enriches those who receive without making poorer those who give
    or "It costs nowt to be nice"
  • sdt1986
    sdt1986 Posts: 411 Forumite
    Work had me in the office today, demanding my CCJ arrangment details eek... I've got off them though, my case number, court name, amount and dates, so at least I can now get in touch with the court or something and string this out further.
    Poverty 2012 - F**K My low wage!
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