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Credit Reference Agencies

Hi All,

2012 is the year to sort out my finances, so in preparation I need to acquire my credit files,
Am I right in thinking that there is only:

Equifax
Experian
CallCredit

And I can request these by sending relevant details and a £2 postal order?

Comments

  • Those are the big ones, but I think there's one called MitchellCredit and there may be up to 49 others as well. Not sure.
    B.A - Shut up fool!
  • Those are the big ones, but I think there's one called MitchellCredit and there may be up to 49 others as well. Not sure.

    49 others? Jesus christ whats my best option then?
  • fermi
    fermi Posts: 40,542 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Rampant Recycler
    Experian, Equifax & Callcredit are the only 3 real mainline agencies that you need to bother with.

    A report directly from each of those will give you all the info you need.

    See this link: www.mse.me/rating
    Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB

    IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed
  • Experian_company_representative
    Experian_company_representative Posts: 2,134 Organisation Representative
    Part of the Furniture Combo Breaker
    edited 16 November 2011 at 4:17PM
    That's right, there are only three consumer credit reference agencies in the UK - Experian, Callcredit and Equifax. You can order £2 reports through our websites, or send us a £2 cheque or PO if you wish. Alternatively, of course, there are the free online trials of the monitoring services.

    James Jones
    Official Company Representative
    I am an official company representative of Experian. MSE has given permission for me to post in response to queries about the company, so that I can help solve issues. You can see my name on the companies with permission to post list. I am not allowed to tout for business at all. If you believe I am please report it to forumteam@moneysavingexpert.com This does NOT imply any form of approval of my company or its products by MSE"

    Posts by James Jones, Neil Stone, Stuart Storey & Joe Standen
  • That's right, there are only three consumer credit reference agencies in the UK - Experian, Callcredit and Equifax. You can order £2 reports through our websites, or send us a £2 cheque or PO is you wish. Alternatively, of course, there are the free online trials of the monitoring services.

    James Jones

    Are these full reports?
  • Yes they are full reports. I got an Equifax one on-line. You can view on-line too
    :beer:
This discussion has been closed.
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