Wednesday 16th November What Small DFW Things Will You Do Today!?

kjp

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending. :money:

So be proud of those small steps, they really are important.

Good morning everyone!

Not keen on these dark mornings!

Today I will:
Check banks
Check CC
Check Paypal
Check TCB
Check Ebay - 1 bid, yay!
Drive economically to work
Breakfast/lunch/dinner from stores
2lts water
Get money off colleagues owed to my partner
Hopefully NSD depending on if I can work out how to make a pasta bake without Pasta Bake Sauce - if not, small amount on Pasta Bake Sauce!
Update MS Money with above
Find list of relatives who need Christmas cards
Dust bedroom
Some AAT revision for upcoming exams...
Work hard!
Update food site
Sparkle!

Have a lovely day everyone!

Kx

TwelveStopsThenHome

[STRIKE]Get lunch ready for today[/STRIKE]
[STRIKE]Attend that pathetic conference....I hope it finishes early but I don't believe so. Also unrelated, can forcing someone to attend be known as illegall?[/STRIKE] - Turned out OK!!
[STRIKE]Travel on public transport. [/STRIKE]
Try and get through to EOn
[STRIKE]Ring a couple of relatives.
Prepare tomorrows lunch.[/STRIKE] (Spoke to Mum and Dad)

Pernicious

Morning all,

Yay, 1 more day of work until my long weekend! :j I'm running late so better make this quick.

Today's plan:-

• [strike]Food from stores[/strike]
• [strike]Charge phone at work[/strike]
• [strike]Make use of free water/milk at work[/strike]
• [strike]Stay in for most of my lunchbreak to avoid spending, might pop to Boots to see if the No7 vouchers are on[/strike]
• [STRIKE]Check for surveys[/STRIKE]
• Enter comps
• [STRIKE]Dinner from meal plan[/STRIKE]
• Check online banking
• Check out this weeks flylady thread & do something
• [STRIKE]Try & keep the heating off for as long as possible[/STRIKE] - Had to cave in again!
• Use free washing up liquid
• Take refillable water bottle to Tkd - Didn't go in the end, have hurt my knee somehow
• Package up bridesmaid dress to return, & ensure my other sister is doing the same! Didn't do this yesterday...oops...
• Package up some New Look items to return as well, they didn't look as good on me as they did online, but oh well, more money in the bank!
• [strike]Read Martin's email[/strike]
• [STRIKE]Bake birthday cake for OH for tomorrow [/STRIKE]

Have a great, MSE day everyone x

Karb

Morning everyone. Thanks kjp for starting the thread. Thanks to everyone who sent their thoughts and wishes yesterday.

Today I have/will
Hotel breakfast
Charged phones in hotel room
Raided tea/coffee/sugar from hotel room
Check online banking
Moved £100 from savings account to current account to cover me til pay day - 9 days to go (gulp!)
Lunch and dinner on expenses
Print off e-mail voucher for free pint at the Pitcher and Piano
Read Martin's e-mail
Free coffee and water at work

Have a great day everyone

Aria`s_Tail

Morning everyone:
First of hopefully 3 days off for me today (I work a strange shift pattern). Need time off this week too as i'm exhausted so have refused extra shifts (Not very MSE I know). Have had a good lie in this morning, slept till 9.30 but still feel like I could go back to bed.

Todays list:
Washing machine is on, will dry on airer later.
OH has taken my car to work this morning so I can't go far, good excuse to stay in!
Must seriously start to declutter this house, want to move at the end of Jan and don't want to take most of this carp with us (need to get this through to OH though :mad:). Our bin day and recycling collection is in the morning, want to have a couple more bags out than the usaul 1 or 2.
Sort out my mountains of clothes and shoes and be rutheless, will try listing unwanted on Ebay a couple of times and if no sell goes to charity shop.
Ebay tonight, at least 10 listings.
Post 1 Ebay parcel, maybe 2 if paid for before mid afternoon.
Meals from stores, soup for lunch, something with chicken for tea.
Have taken a pork roast out of freezer to go in slow cooker tomorrow.
Have cheched Onepoll, nothing but will look again a couple of times through day.
Pooches for a long walk locally.
Hopefully NSD.

Have a good day everyone, hope we hear from Starnac soon!

E.ON_Company_Representative:_Helena

TwelveStopsThenHome wrote: »

Get lunch ready for today
Attend that pathetic conference....I hope it finishes early but I don't believe so. Also unrelated, can forcing someone to attend be known as illegall?
Travel on public transport.
Try and get through to EOn
Ring a couple of relatives.
Prepare tomorrows lunch.

Hiya TwelveStopsThenHome :hello:

I'm here if you need my help?

Helena

determined_new_ms

morning gang! Last say of my 3 day jaunt although back to it tomorrow...

Today - am sat in Weatherspoons in Coventry £1.84 for a latte & free wifi
going to Transport Museum after coffee - free
will eat lunch that I took from breakfast bar this morning at the hotel
eat fruit for snacks
read Martin's email
not spend any other money other than the coffee & parking while whiling away the time when oh finishes at conferrence
haircut tonight - home hairdresser for £10 :T
took samples from hotel
hopefully oh will get some samples for me today at the conference

ok that's me. Hope everyone is happy x

Nottoobadyet

determined_new_ms wrote: »

Today - am sat in Weatherspoons in Coventry

Classy bird this one :rotfl::rotfl:

G'day all.

Thanks for starting us off kjp!
what was wrong with the dresses, pernie?

Today hasn't been very MSE but was a bit exciting none the less. Today I:

• met colleague for an early working coffee
• lunch out with boy and a mate to talk about possible new business idea... could be exciting! watch this space...
• working hard as loads on
• motorbike lesson after work if its not raining
• cooking chili tonight as last night we were out of gas :mad:
• feeding boy and two young entrepreneurs hes mentoring - yummy chili
• do some banking and budgeting tonight

Where on earth is this week going!

Yargo1

hi all, hope you are all ok, not posted for few days.. been manic as ive booked my and the better halfs.. wedding!! June 23rd!! next year!!
only a registry office do and hall afterwards but am so excited :-0)

moneysaving..
checked banking...cant wait till pay day... seems long month so far..
charged mobile via usb at work

Have a good day all x

rubywhatashmoo

Booked the day off at the last minute so I've had loads of time today to get things done! Not really managed too much so far, but there's still time! Today I need to:

• Send back some shoes which don't fit - DONE!!
• Set up the Sky HD box - not exactly MSE, but it saves paying extra for an engineer to plug it in!
• LSD - 77p for recorded delivery and not another penny (hopefully!)
• Sort out lunch for tomorrow at work
• Check bank & CC - DONE!!
• Check on eBay auctions
  

Nottoobadyet

yargo1 wrote: »

hi all, hope you are all ok, not posted for few days.. Been manic as ive booked my and the better halfs.. Wedding!!=

Congratulations!!! how exciting! How long have you been together?