Help injured at work. Company has no liability insurance

ohreally

The HSE enforces ELI law, punishment can be very severe - up to £2500 per day without insurance (£1000 per day for failing to display the cert).

Were/ are you a trade union member?

KiKi

ohreally wrote: »

The HSE enforces ELI law, punishment can be very severe - up to £2500 per day without insurance (£1000 per day for failing to display the cert).

Were/ are you a trade union member?

But if the company's gone into liquidation who are they going to punish?

OP, out of curiosity, why could you not work for 6 months?
KiKi

skintandscared_2

My OH was injured at work and the contractor said he didn't have insurance. The no-win, no-fee solicitors said they asked him and he said no. He lied. We're still waiting for the £21k payout awarded that will probably never materialise.

We've since found out that alternative insurance policies COULD have been investigated, such as his personal house insurance and the property's buildings insurance.

SarEl

skintandscared wrote: »

My OH was injured at work and the contractor said he didn't have insurance. The no-win, no-fee solicitors said they asked him and he said no. He lied. We're still waiting for the £21k payout awarded that will probably never materialise.

We've since found out that alternative insurance policies COULD have been investigated, such as his personal house insurance and the property's buildings insurance.

Absolutely correct - but this is a contractor and not a limited company. In the OP's case this is a limited company - there is no "they" to punish or report or take a case against because the legal entity - the company - does not exist.

patman99

And at which point did the OP state the company was Limited ?.

westv

patman99 wrote: »

And at which point did the OP state the company was Limited ?.

Companies are normally.

KiKi

patman99 wrote: »

And at which point did the OP state the company was Limited ?.

The OP said the company had gone into liquidation, so it had to be a limited company and not a contractor.

KiKi

dickydonkin

ohreally wrote: »

The HSE enforces ELI law, punishment can be very severe - up to £2500 per day without insurance (£1000 per day for failing to display the cert).

It is quite acceptable for employers to 'display' their ELI certificate electronically so it is unwise to assume the company does not have ELI just because the certificate is not displayed in hard copy format on a wall or notice board.

However, the onus is on the employer to inform their employees how to access the document.

Just to clarify the above, the £1,000 pound fine for failing to display an ELI certificate or submitting it on request to an inspector is not 'per day' - but a general fine - of up to £1,000 - irrespective of how long the certificate has not been displayed - which when you think about it makes sense as how would an inspector know for certain how many days the certificate had not been displayed?

ohreally

You are of course correct, I typed in haste rather than ignorance, however thats no excuse.

westv

So does that mean that, in theory, someone could set up a company, trade for a period of time whilst ignoring any employers' legislation and then decide to liquidate it and they wouldn't suffer any consequences?