My Debts and LBM

Tjrw1985

My LBM was back in July when my OH got wind of my problems. Won't go into massive detail but all caused by the PDL trap.

My debts then were:

B'Card - £3500 (12.9%)
Capital One - £580 (34.9%)
Vanquis - £312 (37.9%)
Aqua - £432.12 (37.9%)
PayDayExpress - £700 (0%)
Fredrickson - £247 (0%)
Family - £754 (0%)
Barclays - £189 (0%)

Total £6714.14

Total debts now are:

B'Card - £3190.58 (Now at 1.01%)
Cap One - £467.98
Vanquis - £232.18
Aqua - £432.12 (Now at 1%)
PDE - £400
Fredrickson - £98.50
Family £495

Total £5316.36

Fredrickson will be cleared this month so that will be 2 debts down.

I have £390 - £450 depending on overtime to tackle these debts, just wish I had done it sooner.

However my DFD is 24 April 2012. Although overtime is looking good this month so may be lucky enough to be 24 March 2012.

I am lucky in that my wages now get paid into my OH account and all paid from their so at least I cant waste money anymore, the cards have been cut up and will not be doing PDL again.

LAM2011

Hello and welcome to the forums

The important thing is you had your LBM like most of us on here. I joined the beginning of this year and the advice and support I have received on here has been amazing. I cant believe I had my head in the sand for so long.

Good luck in tackling the rest of the debt

Tjrw1985

Can anyone tell me how to get the figures put on the bottom of my posts. Such as the figures and company's. A bit like the bit on the bottom of the above post. i.e. pay off as much as you can challenge.

LAM2011

On the green stripe bar just above ^^^ you will see user CP. Click on that and then down the left hand side is the Control Panel. Under Settings / Options is the choice to edit signature. Type in what you want and then click Save Signature