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Merchant Account

I am trying to apply for a merchant account in order to take credit card and debit card payments over the phone and on the internet.
The problem is with my bad credit history, I can not even open a business bank account let alone a merchant account
I do not want to apply for a loan or overdraft.
Just a simple bank account cash only and a merchant account. Any advise on my options?
Tried paymentsense, got rejected.
Tried paypal, got rejected
This discussion has been closed.
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