bipolar debt

purpleorchid

Hi all

I have bipolar and borderline personality disorder. Over the last few years I have got myself into debt and am now finding it very hard and stressful to manage financially.

It started when i lost over £300 a month when I had my second breakdown and my children went to live with family as I was not well enough to look after them, and am still not.

My list of debts are in my signature below, might not seem much to some people but it is huge to me as i have never been in so much debt before.

I was wondering if anyone else suffers with mental health problems
and has got themselves into the same situation as me?

Hope there someone else like me

laura2481

Hi- I gather it's not uncommon to get into debt problems when you have mental health issues.. I thought I'd just post and make sure you have found this free booklet on this site: LINK maybe it has some useful advise in there? Good luck!

sparkles31

:phi there reading this thread sounds like its me i myself have bp and boarder line personality disorder so no your not alone. my debts are also huge and i struggle with the monthly payment on most i usually get loads of debt wen i am in my manic phase then feel guilty and ashamed about it wen am down, it is hard but you will get there small steps and i spoke to my local resource centre about my debts and betwwen us we contacted all the creditors and halfed the payments until i was back on my feet hope this helps abit .

deep_in

I have bi polar type ii and I have made more muck ups when manic its scary to think about it. I have on numerous occasions lost my full months wages gambling and last year owed my mum £5500 which now is down to £2000 and to be fair without her support I would have neither survived or be in the position I'm in now, you are not alone there are many people here to support you i will read with interest and good luck

purpleorchid

I tend to spend when im manic as well, it seems i dont have a care in the world when im like that. I call it retail therapy lol, but not so much therapy once the bills start coming in, i would call it more like stress and tension,and then your back down the ladder and depressed. kind of like a vicious circle really.

although i think I have done really good this year as th only extreme thing i bought was a dyson hoover that cost me £300, was determined to have one and fought the urge for about 6 months and then gave in. Glad I did though as i have 3 cats and this hoover is fab for that.

If anyone justs wants to rant on this thread then you are quite welcome to. I know how hard it is when you have no one to talk to about your debts and how your feeling. I find sometimes that just one kind word can make all the difference.

I keep going and keep smiling but the mask dont last forever.

hi sparkles31, I have reduced one of my payments to £30 a month with no interest so thats not so bad, theres not much else than can be reduced as i have already tried, so will plod on lol.x

hi deep in well done for reducing your debt so quick in one yr, it will paid of in no time, but dont feel bad if you have a slip up on the way, unfortunately for us we are unable to control our judgement once manic.x :j

skintas_2

snap i also have bipolar with borderline personalith disorder.. social services are bang on me at the moment. my cpn is helping me go thru my debts. she told me she could get someone from rethink to come and help me and give me advice with my debts. when im not well i was getting parking tickets and foregtting to pay them also my credit card bills. its been bit shocking to be diagnosed. i had to give up work..im slowly getting there i did the budget planner seing where i gotta cut back... good luck to you x

purpleorchid

hi skintas

i have sorted as much as i can financially i just have to keep on paying now and not over spend on other things making me unable to pay.
i dont go out anymore due to being a recovering alocoholic and im glad in a way as this stops the temptation to spend. when i was drunk i spent loads, not funny really but had loads off fun along the way haha.

anyhow main thing is im paying things off slowly but im having to go without many things that are essential. food being one of them. but as the saying goes you make your bed and you lay in it lol.

keep your chin up hun.x