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FTB Shared ownership

Hi,

Currently looking for a good mortgage for a shared ownership scheme. Any advice would be much appreciated.

Thanks!!

Comments

  • JulieHK
    JulieHK Posts: 19 Forumite
    Woolwich are offering 100% of your share, minimum share is 40%.
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • i recently approached a mortgage broker who advised me that because I wanted a 100% mortgage on my share I would have to pay an exorbitant 7% interest rate. Think I may need to get a second opinion!!
  • Nationwide did me a deal recently on SO. 5.18% 5 ear fixedthough this was just before the last rate rise and there were application fees of £499 I think. Get an independent mortgage adviser though.
  • Bargain_Rzl
    Bargain_Rzl Posts: 6,254 Forumite
    Mine is with Nationwide, 2 year fix, got the rate back in August though (4.89%) so you won't get anything that low now! I had a deposit of about 12%. Nationwide's flexibility is very good though. However you should speak to a professional broker - when you phone up a broker to make an enquiry make sure you mention that you would like to speak to somebody with some experience of shared ownership.
    :)Operation Get in Shape :)
    MURPHY'S NO MORE PIES CLUB MEMBER #124
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