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Useful spending tool (Natwest online banking)

I belong to Natwest online banking and I noticed that you can download your transactions to Excel, so I was curious about how much I actually spend in the supermarkets so downloaded from January 2011 to now and then sorted it into retalier order and focussed on my main one (Tesco).

I was shocked when i added it up to be £2808!!! Bearing in mind that doesnt include any cash transactions.

I divided this by 10 as that would give me a monthly figure so it worked out to be a £280 spend per month in Tesco's. shocking!!! I am now going to be much more restrained but I find it so hard as we live literally a 2 min walk from a ginormous superstore and I am addicted to the glitches on the money saving boards! Plus we are only two adults, a toddler and a cat so that is way overspending - now I know where my money goes!

So that was my Tesco's LBM!

Hopefully the Natwest option might help other money savers that might not keep a spending diary - you could always search for other shops or retailers that you use regularly x
Nov NSD: 8/7 Dec NSD: 1/10
Sealed pot member #1443 2011: £106. 2012: £171
Ninjakat challenge: Aim to clear two debts by April 2013
100 day challenge: No toiletries or magazines 19/100 (3 x fails :()
Extra payment a week challenge: Total to date: £2355.53

Comments

  • allym464
    allym464 Posts: 106 Forumite
    Part of the Furniture 10 Posts Combo Breaker
    Thank you for this - I am with another bank who dont do this. Definitely worth thinking about :)
    __________________________
    Debt free by xmas 2013 #111 Credit card debt [STRIKE]£5000[/STRIKE] paid off!| Santander loan: [STRIKE]£3000[/STRIKE] paid off!. SPC#5 1374 saved £75.47!. SPC#6 TBA!
  • I'd be terrified to do that! :o

    I'm sure I used to spend at least that much and there's just me (dog & 2 cats).:eek:

    Pop over to the Old Style board and join the Grocery Challenge - there's a great bunch of people on there who are happy to share tips and some fantastic recipes too.

    I've managed to gradually reduce my budget down to £100 / month.

    I came in at £95 in October:j - will be slightly over the £100 this month (seriously stocking up done!;)) so it does work!
    Grocery Challenge £211/£455 (01/01-31/03)
    2016 Sell: £125/£250
    £1,000 Emergency Fund Challenge #78 £3.96 / £1,000
    Vet Fund: £410.93 / £1,000
    Debt free & determined to stay that way!
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