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Defaults Help/what to do next please?
Cherryjack
Posts: 1,125 Forumite
Hello, Ive today checked my credit report and i have 3 defaults (very bleak) gutted but my own fault.. the last one has been registered last year so i guess that will stay on my file for another 5 years now. They still have outstanding balances.. and cccs has advised me to make a token payment each month..
Whats the best way forward now? do these defaults look better as settled sooner rather than later? just after some advice really to get things on the up and to get sorted for the future. mY Goal is to get a good credit score in the future to be able to apply for a re-mortgage.
Thank you, hope someone can help :0)
Whats the best way forward now? do these defaults look better as settled sooner rather than later? just after some advice really to get things on the up and to get sorted for the future. mY Goal is to get a good credit score in the future to be able to apply for a re-mortgage.
Thank you, hope someone can help :0)
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Comments
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Bump ...:)0
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can anyone help?:)0
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Not really sure what help you need?
Recent defaults will look very bad TBH.
OK. Would look better if they could be marked as settled, but since you are making token payments then I presume that isn't a near prospect?
You are likely to struggle mortgage wise in the current climate with them there.Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB
IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed0 -
Not really sure what help you need?
Recent defaults will look very bad TBH.
OK. Would look better if they could be marked as settled, but since you are making token payments then I presume that isn't a near prospect?
You are likely to struggle mortgage wise in the current climate with them there.
Thanks for replying, i agree they are not good. Will they just leave my file within the 6 years? and from now on i have to ensure things are perfect?0
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