help me please

Snow_Dog

£692.57 Nationwide, 25 years, fixed 2@5.04% repayment
£91.40 Council tax band C (my local area as estimate)
£30.00 Water rates
£30.00 Buildings and contents insurance
£25.00 Gas
£25.00 Electricity
£10.00 TV License (extravagent I know)

so far

£893.97

Presuming you can survive on £25 per week for all food, toiletries, kitchen, cleaning stuff with an income of £1052 pcm you are already down to £58 per month left over to pay for:-

Mobile phone
Landline
Broadband
Car tax
Car insurance
Car MOT
Petrol
Clothes
Health/life insurance
Emergencies
Brithday/christmas cards/gifts
Property maintenance

And dont forget the purchasing costs, eg £899 for mortgage, stamp duty, solicitors costs, all of which could easily top £3K-£4K.

Please do not take offence, but this thread is either a wind up or you really do need to see a financial adviser.

Whatever you do decide to do I hope it all works out.