We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

Debate House Prices


In order to help keep the Forum a useful, safe and friendly place for our users, discussions around non MoneySaving matters are no longer permitted. This includes wider debates about general house prices, the economy and politics. As a result, we have taken the decision to keep this board permanently closed, but it remains viewable for users who may find some useful information in it. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Wealthy pensioners asked to donate winter fuel payments

1356

Comments

  • Graham_Devon
    Graham_Devon Posts: 58,560 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    edited 10 November 2011 at 1:00PM
    wotsthat wrote: »
    It's not that big a stretch. ISTL said that this was a campaign to pull on the heart strings. You disagreed and responded..

    (my bold)

    i.e. you've dismissed the emotive argument by making one yourself.

    Benefits should be targeted towards need. I think we both agree.

    It's not emotive at all. It's pure fact.

    What have they done for that payment? Hit an age. That is all.

    They haven't fulfilled any criteria monetry or otherwise. All they have done is had a set amount of birthdays.

    You try to hard sometimes to make something out of nothing. This is one of those cases. Trying to call that emotive is just pettiness beyond belief. It's just fact. People receiving it have done nothing for it, they just get it.
  • wotsthat
    wotsthat Posts: 11,325 Forumite
    It's not emotive at all. It's pure fact.

    What have they done for that payment? Hit an age. That is all.

    They haven't fulfilled any criteria monetry or otherwise. All they have done is had a set amount of birthdays.

    You try to hard sometimes to make something out of nothing. This is one of those cases. It's just fact. People receiving it have done nothing for it, they just get it.

    I'm playing devil's advocate here but what have the poorer pensioners done for that payment? They've hit an age that's all - if rich pensioners have done nothing then neither have the poor ones.

    The benefit, again, IMO should be targeted at those that need it NOT on the basis of what they've done to 'deserve' it.

    That said I'd like to see a government try and work out who are the 'deserving poor' and who aren't. Clearly, that is a nightmare task and ripe for emotive argument so for the time being I think targeting benefits purely on need is appropriate.
  • wotsthat wrote: »
    I'm playing devil's advocate here but what have the poorer pensioners done for that payment?
    frozen to death in their homes in numbers significant enough that something was done to try and stop it happening?

    just a guess but i'd take a stab at it being that
    Come on, it's not rocket surgery is it?
  • chewmylegoff
    chewmylegoff Posts: 11,469 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    lilac_lady wrote: »
    The last Tory government sold off our gas and electricity businesses. It's hypocritical for this Tory government to ask one section of the public to subsidise another because of their past greed. IMO.

    you could have read the link, or the opening post, which would have given you the information that the "tory government" by which i assume you mean the conservative-liberal coalition, has not asked anyone to do anything in this regard. it has decided not to means test winter fuel payments, so it actually appears to be pursuing a policy which is the complete opposite of what you suggest.

    i also like how it would be hypocritical for the tories to "ask" the rich to subsidise the poor. presumably you also think that the fact that the rich/poor divide increased significantly under the last administration is evidence of fundamental hypocrisy at the core of the labour party.
  • wotsthat
    wotsthat Posts: 11,325 Forumite
    proactive wrote: »
    frozen to death in their homes in numbers significant enough that something was done to try and stop it happening?

    just a guess but i'd take a stab at it being that

    Of the pensioners that freeze to death how many do you think are 40% tax payers?

    Would there be a rise in the numbers freezing to death if this group didn't get the winter fuel benefit?

    Wouldn't it be more cost effective if winter fuel benefit was allocated on need rather than age?

    Why after many years of the winter fuel allowance is it still a universal benefit when freezing to death is so much more likely to affect poor pensioners?
  • wotsthat wrote: »
    Of the pensioners that freeze to death how many do you think are 40% tax payers?

    Would there be a rise in the numbers freezing to death if this group didn't get the winter fuel benefit?

    Wouldn't it be more cost effective if winter fuel benefit was allocated on need rather than age?

    Why after many years of the winter fuel allowance is it still a universal benefit when freezing to death is so much more likely to affect poor pensioners?
    why are you giving me barrage of questions?

    a poster asked what pensioners have done to deserve winter fuel payments, and i answered that i believe it is due to significant numbers of pensioners freezing to death at home during winter

    as far as allocating the winter payment on need, essentially means-testing, i've already stated that i believe the amount of work needed to set up such a system would be high enough to make the whole enterprise redundant.

    i think the amount of time, effort and work required to implement it - where do you set cut off point where you are denied the payment and investigating people's finances, sending out forms for people to fill in for assessment, the amount of staff required to run the operation and so on, would end up costing close to what it already costs each year to give payments across the board after a certain age

    in short, i think the money saved by stopping giving it to all pensioners would be swallowed up by the cost of implementing the change
    Come on, it's not rocket surgery is it?
  • wotsthat
    wotsthat Posts: 11,325 Forumite
    proactive wrote: »
    why are you giving me barrage of questions?

    a poster asked what pensioners have done to deserve winter fuel payments, and i answered that i believe it is due to significant numbers of pensioners freezing to death at home during winter

    as far as allocating the winter payment on need, essentially means-testing, i've already stated that i believe the amount of work needed to set up such a system would be high enough to make the whole enterprise redundant.

    i think the amount of time, effort and work required to implement it - where do you set cut off point where you are denied the payment and investigating people's finances, sending out forms for people to fill in for assessment, the amount of staff required to run the operation and so on, would end up costing close to what it already costs each year to give payments across the board after a certain age

    in short, i think the money saved by stopping giving it to all pensioners would be swallowed up by the cost of implementing the change

    You made a glib statement about freezing pensioners as if that somehow gave you the moral high ground. The questions were to highlight that there might be good reason to indicate that the benefit is not properly targeted.

    I think it would be very cheap to stop paying the WFB to higher rate taxpayers. It's a rather blunt measure but seemed quite effective when used for child benefit reductions.
  • Jennifer_Jane
    Jennifer_Jane Posts: 3,237 Forumite
    1,000 Posts Combo Breaker
    edited 10 November 2011 at 2:36PM
    The trouble with means-testing (apart from the cost), is that everything gets related to pension credit limits. So if you are, like me, on the borderline but with savings which are over the £16,000 limit, you get no help whatsoever.

    Obviously it's not right that rich people are getting money that they don't need or deserve, but with this initiative, it will perhaps nudge people to help the very poorest - if they so choose.

    And I agree that to means-test this would probably be more expensive, and wealthy pensioners over 75 getting over £24,000 per annum already get penalised very heavily in the tax system.

    http://www.hmrc.gov.uk/incometax/personal-allow.htm#1
  • 2010
    2010 Posts: 5,514 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    There would be no need for WFP if the government made the big 6 energy suppliers compete with one another and not operate what is virtually a cartel.

    Also think of the drastic fall in the supermarket booze sales if the WFP wasn`t made
  • gailey_2
    gailey_2 Posts: 2,329 Forumite
    Part of the Furniture Combo Breaker
    A lot of the energy companies offer much cheaper deals online.
    They also do discounts for online bills and direct debts.

    I reckon if you survey all the pensions on whos got the internet I expect it would be mostly wealthy pensioners and poor would be too poor or technology illiterate.

    So advice to shop around not always do-able.

    Its also wrong that a lot of poor including pensioners are on meter which costs more!
    Dont see many wealthy people on meter!

    I do think each energy company should have special team who ring all their custoimers over certain age go through their bill and work out cheapest tarrif for them.

    tarrifs should be simplified and poor less penalised.

    Do think its wrong wealthier get more
    even pensioners in spain claiming!

    Lots of benefits anomolys like new child benefit going if 1couple and 1 works earns over £41,000 lose it, but if both work work on 41,000=82,000 a year they keep!

    I also wonder do other poor families not pensioners get any energy help?

    on news other week said 3000 people die from cold in uk a year more than on roads are they all oaps?
    pad by xmas2010 £14,636.65/£20,000::beer:
    Pay off as much as I can 2011 £15008.02/£15,000:j

    new grocery challenge £200/£250 feb

    KEEP CALM AND CARRY ON:D,Onwards and upward2013:)
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.2K Banking & Borrowing
  • 253.6K Reduce Debt & Boost Income
  • 454.3K Spending & Discounts
  • 245.3K Work, Benefits & Business
  • 601K Mortgages, Homes & Bills
  • 177.5K Life & Family
  • 259.1K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.