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In debt and need HELP!
Comments
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Yep - every spare penny off those credit cards (as the APR is the same it doesn't really matter which), any extra money you can raise or anything you don't spend pay it towards those cards, and the extra £30 once the ICS finishes.
Also keep an eye out for either of them writing to you to inform you of an interest rate increase - if they do this you need to opt out within 60days or you'll be charged even more.
Good luckA smile enriches those who receive without making poorer those who giveor "It costs nowt to be nice"0 -
brilliant!! thank you so much for your advice! really appreciate it! unfortunately got the opposite letter from capital one today say that i missed out on lower APR because i only paid the minimum payment!! pay day is 20th so from then i will most definitly be going for the option of taking money out and only spending that!!
thank you again!!!Debts: 1)[STRIKE]£3,000[/STRIKE] [STRIKE]£2,850[/STRIKE]£2,800 2)[STRIKE]£1,000 [/STRIKE][STRIKE]£980 [/STRIKE] [STRIKE]£930[/STRIKE] [STRIKE]£900[/STRIKE] £6003)[STRIKE]£650[/STRIKE]£588 4)[STRIKE]£300[/STRIKE] [STRIKE]£279.95[/STRIKE] £0!!! Cancelled card 29/11/11
Pay One debt 2012! #6 £4950/[STRIKE]£582[/STRIKE] [STRIKE]£662[/STRIKE] £962 paid so far :T0 -
Go to the snowball on www.whatsthecost.com and see how long it takes to pay off a 39% card on minimum payments. It'll scare you to death.If you've have not made a mistake, you've made nothing0
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wow thanks for the positive comments!!!!!! talk about helpful!!!Debts: 1)[STRIKE]£3,000[/STRIKE] [STRIKE]£2,850[/STRIKE]£2,800 2)[STRIKE]£1,000 [/STRIKE][STRIKE]£980 [/STRIKE] [STRIKE]£930[/STRIKE] [STRIKE]£900[/STRIKE] £6003)[STRIKE]£650[/STRIKE]£588 4)[STRIKE]£300[/STRIKE] [STRIKE]£279.95[/STRIKE] £0!!! Cancelled card 29/11/11
Pay One debt 2012! #6 £4950/[STRIKE]£582[/STRIKE] [STRIKE]£662[/STRIKE] £962 paid so far :T0
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