Your Opinions Please (about holiday)

painted_lady

Go for it, you only live once! Nothing can replace the qulity time you have with family. Theres such a good rate on the $ anyway at the moment (maybe worth changing some £ in advance while the rate is good?)
Work hard, play hard.

duncans-mum_2

I would agree that a holiday at this stage would be great.. You are not struggling with your debt, you are dealing with it, and you have made a sensible decision and worked out your money to pay for it as opposed to just chucking it on a credit card without further thought.(There is a difference) Although I can appreciate what climbgirl is saying, that it is rather an expensive holiday and there would be cheaper options. But yes it is once in a lifetime holiday, and I guess if YOU are happy that your DF Date will be later as opposed to much sooner (if you used the money for that) that that is purely your choice. You are going to be the only one paying for it (IYSWIM)

Go for it, and have a fab time.

B2B-2008

I would say go on the holiday. Both me and my partner are in debt and are saving to clear this but at the same time we are also saving for our wedding. Some things you just can't put on hold, in an ideal world I would love to have the wedding and a family when I am out of debt but at that rate I would be well into my late 30s and I am not putting my life on hold because of my past mistakes.

maureenjscott

Hey there, well done on getting to where you are. I look forward to being able to deal with my debts and be at the point where I am either debt free or able to holiday and have treats while dealing with them.
If I was you - I would go on the holiday.
The kids will love it, you'll be able to relax and enjoy it without worrying too much (i hope!).
I would probably go with some of the other suggestions too - like starting to buy $$ now while the rate is high and eBaying like mad for extras - summer clothes and things you might need to buy and stuff that you can sell to make cash!
Have a great time away and tell us all about it when you get back!
Maureen x

sue_balu

My opinion would be to have the holiday.
Although not very good with money myself (trying to learn more by reading these boards) I have learned in my life that I have sometimes regretted spending money on "things" but never on "experiences".

I remember fondly many of the holidays I had with my parents and cherish memories of more recent holidays I've had with family and friends.

It would be important to me to give the kids happy family holiday memories.

If you are confident you can continue to manage the debts then have a wonderful holiday.
I've been to San Francisco - its wonderful and may not be there forever (God forbid - its in an earthquake zone isnt it!!)
Hope you have a wonderful time

Lara44

I would go for a holiday but are you sure it needs to be somewhere so far away? There are so many amazing places to go in Europe, (especially cool cities) then you could put half of the money for the holiday and pay the other half off the debt.

Agree also about the family doing things together to raise the spending money that's a fantastic idea.

teb_2

Do it. Don't think about the cost anymore, you will not have to wear sackcloth and ashes for spending this amount on a holiday. You are obviously a level headed person with regard to your finances and not a flighty couldn't care less type so it's not like you are being irresponsible.

It may take you a bit longer to clear your debt but as long as you can continue to manage it and not struggle then I think you have to sometimes put it on the back burner for the sake of sanity and having a life. It's not like you're not going to pay your debt at all is it? In life's big scheme of things, is it really so important if you need to pay x amount a month for an extra so many months? Course not. In an ideal world, we would all be debt free and not waste any money on paying interest. But this isn't an ideal world and we all do the best we can and what's right for us and ours. We're all different and each of us save our strongest feelings for different things in life, just because someone might feel strongly that you are making a mistake thinking about this holiday doesn't mean they are right and you are (making a mistake, I mean). It just means they feel more strongly about this than you or someone else might do. It's all down to personal perspective.

Sure, you could go on a cheaper holiday but the memories you will get from the holiday you want to go on will stay longer than the memories from a package sit on the beach type holiday. (Exaggerating a bit but you get my drift.)

Just don't try the same excuse next year.




Btw.....this is mrs teb. teb just wants to know if he can come with you? :rolleyes:

Batfink

A vote for 'Do It' from me.

I've not taken a single holiday in 6 years for a variety of reasons - and now I find myself in a situation where I am extremely run down and getting ill all the time but can't take a holiday.....so have a wonderful time.

Batfink x

Louise1521

I would go for it. Some things you just can't put a price on, and a holiday like that will give you all fantastic memories for the rest of your lives. Special times as a family are precious. As others have sad, life is far too short.

Warriorsith

At first I thought it would be stupid to go on holiday when your in debt but many people are in the same situation and at the end of the day it would be great for your family to have the holiday. Every one needs a break just to get themselves recharged. I'd personally try to go for a cheaper holiday look around for a better deal.

As long as your confident that it won't affect you that much.

Good Luck.