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My name is Loubie and I think I have an obsession with my spreadsheet!
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Oh and i just had to say....i read your diary because of your title lol I check mine at least once a day. And my online bank, well i am on there several times a day to see if anything new is 'pending' :rotfl::rotfl:MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200.
Total- £1162.23
Goal pay off 1% of current mortgage in 1 year. £1200. (96.83% there)
EF- first goal £300
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Thanks for commenting DFW321. I shall find you diary and have a gander! Looks like we are in a similar situation doesn't it?!
That's my plan to, get my debt down to 13k by xmas then up my payments to payplan!
Have a nice weekend xIn debt no more!0 -
My total debt should be around 10k now........BUT dh found another debt 2 months after starting the dmp for a few grand and interest and charges whilst setting it all up i think it's probably still at the 13K mark :doh:but never mind we will all get there........eventually lol!MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200.
Total- £1162.23
Goal pay off 1% of current mortgage in 1 year. £1200. (96.83% there)
EF- first goal £300
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I love this board, people are so determined! Us two included!
xIn debt no more!0 -
loubie_lou wrote: »I love this board, people are so determined! Us two included!
x
:beer: definitely. Today I am determined & positive............tomorrow obviously I may have to review the situation. I like to get lazy and moan a lot sometimes
:rotfl: MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200.
Total- £1162.23
Goal pay off 1% of current mortgage in 1 year. £1200. (96.83% there)
EF- first goal £300
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debtfreewannabe321 wrote: »:beer: definitely. Today I am determined & positive............tomorrow obviously I may have to review the situation. I like to get lazy and moan a lot sometimes:rotfl:
dfw321 are you the identical twin i never had? :rotfl:In debt no more!0 -
Hey loubie lou, I'm subscribing now too. Good luck!"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0
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loubie_lou wrote: »dfw321 are you the identical twin i never had? :rotfl:
:rotfl::rotfl:haha yes seems so
:rotfl:how's the spreadsheet doing today? MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200.
Total- £1162.23
Goal pay off 1% of current mortgage in 1 year. £1200. (96.83% there)
EF- first goal £300
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It has given me a headache, no money in bank means no change in spreadsheet, so I have given it a rest for a few days! :rotfl:
ETA - Up to 5 NSD now!
I have been thinking of some new debt busting measures, like notably getting rid of ones brum brum. This would free up £150 on my payplan budget. I will think about this and put forward a plan to start this January 1st!In debt no more!0 -
Hi
I just wanted to wish you luck! I too am becoming obsessed with my spreadsheet... It's getting that I check it every day even when nothing has changed :rotfl:
Katie0
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