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Making PADs to LLoyds TSB Loans

rsdiscos
rsdiscos Posts: 816 Forumite
Part of the Furniture 500 Posts Name Dropper Combo Breaker
edited 6 November 2011 at 9:18PM in Loans
hi all

I've started my padding journey by paying small amounts into the fees part of my mortgage - I know its only been £13 or so pounds so far, but hey ho - it all counts!!!

But I've been thinking that the mortgage isn't the debt that causes me the most problems - it's my lloydstsb loan, which I pay £620 a month towards for 4 years at about 9.9% - if I didnt have this every month I'd be £620 better off and would be able to make substanstial PADs to the mortgage.

Does anyone PAD to their lloyds tsb loan - I can seem to work out how to do it or whether I'm allowed too. We do pay £5 a week extra to my OHs LTSB loan as a standing order, but I want the flexibility of paying the odd pound here and there.

Any help would be really appreciated!

Cheers

RSDiscos
Plan to PAD Everyday 2024
Credit Card - £3662.99 (int free to 11/11/25) -
PAD Totals
Jan 2024 -
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