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File Clean Up

Hi ,

Going to send off copies of my discharge cert to creditors that have not updated my file which is 99% of them! One question though I have one with FLM which stays on as its a guarantor loan will this be removed in 6 years from my report even if its not been cleared? If so does this mean I no longer owe them the money and they cant put it back on your report??? thanks!

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