We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
SIM Only - Credit??
stephga23
Posts: 202 Forumite
Hi All,
I was declared BR on 23/03/2010 and was discharged 14/09/2010 i have recently sorted out my credit file and i have a credit card that was recently increased that i run pretty much up to the limit and pay off in full each month (Vanquis with a £1000 limit)
I applied for credit last month and it was granted through H&M of £100 so i have been ordering and paying in full.
I have now just applied for a SIM only contract for my iPad (thanks mammy and daddy!!!!) and had this approved.
Is this a form of credit? Does this mean my credit rating is getting better?
TIA
Steph
I was declared BR on 23/03/2010 and was discharged 14/09/2010 i have recently sorted out my credit file and i have a credit card that was recently increased that i run pretty much up to the limit and pay off in full each month (Vanquis with a £1000 limit)
I applied for credit last month and it was granted through H&M of £100 so i have been ordering and paying in full.
I have now just applied for a SIM only contract for my iPad (thanks mammy and daddy!!!!) and had this approved.
Is this a form of credit? Does this mean my credit rating is getting better?
TIA
Steph
0
Comments
-
It will not do any harm to have any "green ticks" on your credit file, but to be honest whilst your BR is still there, your credit rating does not really mean that much.:pB&SC No. 298
Life`s Tragedy is that we get OLD too soon
and WISE too late!0 -
Ah ok! Thank you!! 0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 353.5K Banking & Borrowing
- 254.2K Reduce Debt & Boost Income
- 455.1K Spending & Discounts
- 246.6K Work, Benefits & Business
- 603K Mortgages, Homes & Bills
- 178.1K Life & Family
- 260.6K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards