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HELP: Damsel in distress- car broken down

Ok looking for some advice here.
My Vauxhall has just this evening broken down on me - the alternator light came on when i was driving home and i swear i was only a mile down the road when the steering froze. Now its parked up high and dry and won't start.
I don't have any breakdown cover and i'm not sure who i should contact from here without getting completely ripped off.
I don't have any breakdown cover with my insurance either.
Any helpful suggestions?
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Comments

  • Old_Git
    Old_Git Posts: 4,751 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Cashback Cashier
    who normally services your car ?
    where do you live ?
    "Do not regret growing older, it's a privilege denied to many"
  • Chickabee
    Chickabee Posts: 201 Forumite
    I just work in Belfast really so normally get car serviced in Fermanagh area. I'm usually in Belfast all week but to be honest don't know much about garages in Belfast or towing services!
  • Chickabee, if you are still stuck, you can join the AA now. They will probably charge you a higher membership fee but they will come out and look at your car. Their number is 0800 88 77 66.

    Hope you get sorted :A
  • ballyblack
    ballyblack Posts: 5,153 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 2 November 2011 at 12:53AM
    they will come out and look at your car.

    and the AA will tell you that a drive belt is gone & give you an expensive tow-in to one of their 'approved garages'; (AA don't fix cars)


    The repair, if its one of the ancillary drive belts? is not the that expensive !

    Get a local independent garage or mechanic to fix





    .
  • motorguy
    motorguy Posts: 22,615 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    ballyblack wrote: »
    and the AA will tell you that a drive belt is gone & give you an expensive tow-in to one of their 'approved garages'; (AA don't fix cars)

    .

    If you become an AA member the recovery of the vehicle would be free.

    They will take you to any garage of your choice, depending on level of cover.

    The AA fix something like 80% of cars at the roadside - i'd imagine one of the fundamentals they will carry would be an assortment of drive belts.
  • cillbill
    cillbill Posts: 16 Forumite
    You might have breakdown cover as part of your car insurance. Give your insurance broker a quick call and you might get it delivered to your mechanic as part of your insurance policy. I know a work colleague who got this arranged this way. Hope this helps.
  • i would double check with your insurance too, i had same problem, thought i had cover with RAC, needed towed so rang them and they told me my policy had lapsed despite it renewing every other year :mad:

    When i rang my insurance they told me i wasn't covered but it was only extra £25/30 to add it on, so i did it there and then, they said it would take 24hrs to become active. Broke down at friends house on sat morning and rang breakdown services on Monday morning and they came out without a problem and towed me to garage, I normally use William at Gilnahirk tyres and exhausts, its sort of more near dundonald but they are great and really honest and reasonable.
  • saverbuyer
    saverbuyer Posts: 2,556 Forumite
    Or you might have it as part of your bank account. I do.
  • Chickabee
    Chickabee Posts: 201 Forumite
    Thanks for all your help guys.
    I've always had breakdown cover taken out of my car insurance as an extra because its a relatively fresh car with low mileage. Typical!
    I did consider signing up for one of the breakdown services and then phoning up 24hrs later to get it towed but to be honest i just wanted it dealt with asap.
    Ended up getting it towed to a garage- cost £60, and then another £200 odds to get new alternator fitted :( Expensive evening.

    I'm definately getting breakdown cover as part of my car insurance next time!

    thanks for all your suggestions
  • You could join the AA now (Single Roadside Assistance) for £28 per year - or even better go via Quidco http://www.quidco.com/aa-uk-breakdown/ for £21 cashback -

    Making one years cover a grand total of £7 :)
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