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Thank you DFW

I have been a lurker on this board for a while and have used lots of your suggestions to cut down my running costs etc.

I have a loan debt of £22000 that this week I swapped to a lower rate and have got my debt free date now down to just six years, it was over nine before I did this. You guys have made me so positive and today I have opened more savings accounts. My plan is to save up all my spare cash into the higher rate account so that in a few years I will have some money aside to lower this huge debt.

I just wanted to say thank you for making me positive enough to do this. My aim is to be as debt free as possible before we start a family.

Comments

  • Well done for finding a lower rate and bringing your Debt free date down. I hope you will find more advice here so that you can cut your expenditure even more so that you will be debt free even sooner.
    I too am trying hard to become debt free before starting a family. It´s certainly a good incentive to save to pay off your debts.
    Good luck to you.
  • B2B-2008
    B2B-2008 Posts: 178 Forumite
    Good luck to you to. I'm actually look forward to pay day now to see how much I can put away in my debt clearing account.
  • Well done you:T
    Due-30/05/07:happyhear
    As of 06/01/07

    RBS=£15,209.04
    Direct Line=£2,477.16
    Amazon=£5,000
    Blackhorse=£1,053.40
    Tesco Loan=£13,983.60
    Overdraft=£2,000

    Total=£39,723.20
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