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debt management/provident
cattie1
Posts: 2,068 Forumite
If I was to go on a debt managment plan (a one that I do myself) how do I inform provident?
do I tell the lady that comes to my door every week or do I write to head office?
I am keeping up with payments for now(but struggling-have been since I came on here!) and was advised yesterday-by the bank to do my own debt management plan-I know to write to all the other companies but provi worry me as they come to my door-the lady is lovely but I don't want her to get nasty as she will be losing a LOT of commision from me!!!!!
do I tell the lady that comes to my door every week or do I write to head office?
I am keeping up with payments for now(but struggling-have been since I came on here!) and was advised yesterday-by the bank to do my own debt management plan-I know to write to all the other companies but provi worry me as they come to my door-the lady is lovely but I don't want her to get nasty as she will be losing a LOT of commision from me!!!!!
official dfw nerd club member no 214
Proud to be dealing with my debts!;)
Why is a person that handles your money called a broker?!
Proud to be dealing with my debts!;)
Why is a person that handles your money called a broker?!
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Comments
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My advice would be to write to your local area office, I have done a dmp of my own and I am also with the provident (long story) they were fine about it and phoned me to say that they would accept and if anything changed to let them know. As far as I am aware they are quite happy as long as they are getting some sort of payment. My payment is more than halved. It cant do any harm to try. There are templtae letters on the site for writing to companies, I used one of these but cant seem to find it just now. Someone more helpful may come along.0
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thankyou very much-my payment will be halfed so hopefully they will be happy with that-I am a good payer with them I have a score of 100% so if I'm lucky they might understand.Taloola78 wrote:My advice would be to write to your local area office, I have done a dmp of my own and I am also with the provident (long story) they were fine about it and phoned me to say that they would accept and if anything changed to let them know. As far as I am aware they are quite happy as long as they are getting some sort of payment. My payment is more than halved. It cant do any harm to try. There are templtae letters on the site for writing to companies, I used one of these but cant seem to find it just now. Someone more helpful may come along.
If any one can find the template letters please let me know, or put a link up. thanks again.official dfw nerd club member no 214
Proud to be dealing with my debts!;)
Why is a person that handles your money called a broker?!0 -
The advice from the OP seems good. Just wanted to say that I am sorry that you are struggling but remember that you have come a LONG way since you have been on here. Don't get discouraged. Good luck and ((((((((((((((((HUGE HUGS))))))))))))))))))) to you.Blind as you run...aware you were staring at the sun.
And when no hope was left inside on that starry starry night.
:A Level 42- the reason I exist. :A0 -
annie what are you like? lol @ 5posts!!!!official dfw nerd club member no 214
Proud to be dealing with my debts!;)
Why is a person that handles your money called a broker?!0 -
OMG!!!!!!!!!!!!!!!!!!!!!!!!!!Have been locked out of site since I attempted to post this. Now I know why!!!!!!!!!!!!!!!!!!! SORRY.cattie1 wrote:annie what are you like? lol @ 5posts!!!!Blind as you run...aware you were staring at the sun.
And when no hope was left inside on that starry starry night.
:A Level 42- the reason I exist. :A0 -
lol-wasn't you was the forum-I got locked out too!anniestar wrote:OMG!!!!!!!!!!!!!!!!!!!!!!!!!!Have been locked out of site since I attempted to post this. Now I know why!!!!!!!!!!!!!!!!!!! SORRY.official dfw nerd club member no 214
Proud to be dealing with my debts!;)
Why is a person that handles your money called a broker?!0 -
Hi Cattie1
Just write to head office with an inc/exp & an offer of payment & just tell agent when she calls.As you know agent is paid on commission so will try to get you to pay more.Dont!!
If you have a couple og quid left in a week join a local credit union.
HTH
Take careI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 20 months left.0 -
Write to head office:
Colonnade
Sunbridge Road
Bradford
BD1 2LQ
They will withdraw the debt from their local collector when they receive your SoA and will collect the payments via their solicitor CK Edrupt. They have the best customer service in the business. I have never known them refuse an offer and they are almost always the first to reply.
They are also easy to talk to on the phone and Greenwood is the same company.
I think what it boils down to is that they understand their customer base.0 -
Cant be the same one as we deal with fatbelly!!I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 20 months left.0
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