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Credit Card with IVA
silentmoney
Posts: 1 Newbie
I'm on my 3rd year into IVA and i want to know if i can get or apply for a Credit Card. i really need it for day to day purchasing.
I was googleing and i came across this site where it says i can do indeed!!
creditcardforpeoplewithbadcredit.org.uk
anyone on iva did get a credit card? if so, can you put me to the right direction please.
I was googleing and i came across this site where it says i can do indeed!!
creditcardforpeoplewithbadcredit.org.uk
anyone on iva did get a credit card? if so, can you put me to the right direction please.
0
Comments
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i dontthink your allowed any credit0
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your most definatley not allowed to take on any more credit while in an IVAWe all die. The goal isn't to live forever, the goal is to create something that will0
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Do you not have a debit card to make day to day purchases with money you already have in your account?When I joined, I needed a name. The forum members gave one to me...I am INAN
"Fortunes ebb and flow and a boat must move with the tide and be thankful that it floats." Judith Allnatt0 -
Ineedaname wrote: »Do you not have a debit card to make day to day purchases with money you already have in your account?
Perhaps they have not got any money in their account.:pB&SC No. 298
Life`s Tragedy is that we get OLD too soon
and WISE too late!0 -
Who is judging anyone? you asked the question about their finances, not me.:pB&SC No. 298
Life`s Tragedy is that we get OLD too soon
and WISE too late!0 -
I'll rephrase that then:
"with your income"When I joined, I needed a name. The forum members gave one to me...I am INAN
"Fortunes ebb and flow and a boat must move with the tide and be thankful that it floats." Judith Allnatt0 -
But again, it is none of our business what their income/account balance is.:pB&SC No. 298
Life`s Tragedy is that we get OLD too soon
and WISE too late!0 -
All I asked was whether they had a debit card - don't make something of nothing.When I joined, I needed a name. The forum members gave one to me...I am INAN
"Fortunes ebb and flow and a boat must move with the tide and be thankful that it floats." Judith Allnatt0 -
Ineedaname wrote: »All I asked was whether they had a debit card - don't make something of nothing.
Yes, you are right as always, I do apologise.:pB&SC No. 298
Life`s Tragedy is that we get OLD too soon
and WISE too late!0 -
Whilst there is nothing physically stopping you from applying for credit when you are either in an IVA or BR, the chances of being accepted are very very slim.
From doing a bit of reading, applying for credit should be kept for financial emergencies, not for day to day spending. So if it's being able to put day to day spending on a card, like INAN suggested, without knowing what the OP actually wants the CC for it's difficult to offer accurate advice.Feb 2024:
CC1 6537.66
CC2 7804.45
CC3 4221.17
CC4 2053.68
CC5 989.30
Loan 1 3686.44
Loan 2 5275.22
Total £30,567.920
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