Monday 31st October 2011 - What small DFW things will you do today?

determined_new_ms

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending. :money:

So be proud of those small steps, they really are important.

Morning guys happy Monday. Need to be quick as am driving to London in a minute...

• cheap & filling porridge for brekkie
• pulled together a very sad lunch using what is in the cupboards
• check banking
• fridge/cupboard inventory & meal plan
• taken mince out of freezer for dinner tonight. Quick check through cupboard & have all ingredients for spag bol
• take mileage when I leave the house - I get about £45 mileage for this trip while it costs me less than £20
• text dd to make sure she's still coming for dinner
• Mrs flylady the bathroom
• go for a run tonight - I've never done a night run before
• paid for a bra & a pair of topshop jeans off of ebay for dd

ok that's me for the day. See y'all the other side x

Tebheag

Good morning everyone
Thanks for starting us of DNMS.

Slow start for me today next doors dogs where out at 2am last night barking away ended up lying there trying to decide weather to pop round the mum is away and left me keys to the house its the son who is at home looking after th dogs and one of them is going to have puppies ! Decided to leave them to it in the end.

Today do a load of washing if there is drying weather.
Do little bit of work as got some adjustments to do
Aaaaaah just spent an hour on surveys 3 of which was near the end before they told me that I was screened out.
Checked bank
Do baked potatoes for dinner
You guessed it do some baking did loads of brownies and biscuits but DH was not happy as no rock cakes so will do some for him today.
Take dd to toddler group and ds to nursery.
That is it I think.

Hope you all have a good day and hugs for those that need it.

Smaz

Morning!

Plans for today:

[STRIKE]Breakfast at home, skipping the usual bought breakfast[/STRIKE] Done!
Take lunch to work, first time in ages - BAH! I made a packed lunch, then left it at home
[STRIKE]Walk to work if I have time[/STRIKE] - Done!
[STRIKE]Cook dinner from what's in the fridge[/STRIKE] - Done!
[STRIKE]Check the bank balance[/STRIKE] - Done!
[STRIKE]Start a spreadsheet tracking my daily spending & categorising spending[/STRIKE] - Done!
[STRIKE]Avoid going to the pub this evening - so far so good...[/STRIKE] - Done!

In fact, I think I might be able to make today an NSD... Fingers crossed!

Have a good day all!

kjp

Morning everyone!

Thanks DNMS for starting the thread!

Today I will:
Check banks
Check CC
Check Paypal
Check TCB
Hope money has cleared through bank so I can work out where discrepancy is
Set up standing order from dad's account to my own
Breakfast (ready brek made with water) and lunch (homemade sweet potato, carrot and chilli soup) from stores
Take chilli/soup to work to freeze in works freezer - 12 lunches for £6, woop! Next aim is to get the next batch of lunches for less than 50p
2lts water
Read email from courier and hopefully get things listed on Ebay
Post test items
Post Ebay item
Car share to work
NSD
Work hard!

Think that's my lot for today, have a great Monday everyone!

Kxx

Pernicious

Morning all,

The thread is busy this morning, good stuff!

DNMS - Thanks for starting us off, & nice one on the mileage claim! Got to love £25 for the added miles to your car.

Today I will:-

• [strike]Charge phone at work[/strike]
• [strike]Make use of free water at work[/strike]
• [strike]Food from stores[/strike]
• [STRIKE]Dinner from meal plan[/STRIKE]
• Check for surveys
• Enter comps
• Check online banking
• [STRIKE]Check out this weeks flylady thread[/STRIKE] & do something, been a bit slack last week with this
• [STRIKE]Try & keep the heating off again[/STRIKE]
• Enter receipts into Mr T's price checker, keep forgetting to do this!
• Use washing up liquid sent free as part of trial
• [STRIKE]Use tissues sent free as part of trial[/STRIKE]
• [STRIKE]It's my grading tonight, so need to try my hardest & do some last minute revision & practice! (£30 grading fee...do not want to have to pay this again!)[/STRIKE]
• [STRIKE]Take refillable water bottle tonight[/STRIKE]
• [strike]Try & organise bridesmaid dresses since there is 20% off at Debenhams at the moment[/strike]

Have a great, MSE day everyone x

ixia

Morning everyone and thanks to DNMS for starting us

Haven't posted for about a week just been very busy and not very moneysaving either din't want to confess my sins :rotfl:

Anyway new week so today's list

• all meals from stores
• washing on hang on airer/line dry
• check banking/emails/quidco
• move money to various pots
• list what I've bought for xmas and what I've still to get
• general tidy

have a good day everyone.

stitching_witch

Good morning all and thanks to DNMS for starting us off today. I really must get back in the habit of posting regularly as finances have got to pot recently.

So far today I have:

• had filling, warming porridge for breakfast
• made lunch/snacks to take to work
• checked banking :eek::eek:
• checked for surveys
• fed and watered the chickens

I will also:

• phone council re council tax demand (why do these things always arrive on a Saturday!)
• keep an eye on surveys throughout the day
• drink copious amounts of coffee at work as it's free
• possibly visit DGS at lunchtime to avoid the shops
• dinner from stores
• home-made skeleton biscuits for the "trick or treaters" tonight
• have an NSD

I think that will do for today, catch up with you all later
stitchy x

starnac

morning all. thanks to DNMS for starting the thread.

woke up very tearful this morning and everything and anything has set me off so it was a huge struggle getting DD to school this morning. never mind all done now. She was actually looking forward to going back after half term (will make the most of that as i'm sure it'll wear off as she gets older)

anyway. list for today

[STRIKE]banking[/STRIKE] payday
surveys
[STRIKE]drop NVQ file to assessor[/STRIKE] finally done I hope
[STRIKE]print out stuff for lady at church[/STRIKE]
try to relax a bit and hope tearfulness goes away
HC
sort out budget as it's payday
[STRIKE]move money[/STRIKE]
order DH birthday present and FIL christmas present using vouchers
list all christmas presents already bought and what needs buying
party with DD at church tonight

that'll do me for now. due date tomorrow so would be grateful of "baby get out" vibes!

Happy Monday everyone

Smaz

Bah, left my lunch at home this morning! Bummer! There goes the NSD... Only spent £1.65 on lunch though to keep costs low.

Nottoobadyet

Oh no, Starnac! Hope you feel more cheerful for the rest of the day - and that its maybe baby day, how exciting!

Thank goodness its payday. Today I:

• breakfast at home
• missed any sign of veggie food in the canteen had to go next door to coffee shop for lunch, not very MSE but much yummier!
• plan for rest of work week as loads is on
• check banking and update monthly budget
• correspond with and hopefully show house to potential roommates
• make butternut squash soup for tea, boy is eating out
• get receipt for rent
• book myself a bike lesson

Have a nice monday, all!

lemmings1986

hi guys hope everyone is well
thanks dnms for new thread.:)
good luck starnac hope baby doesnt keep u waiting too long,very exciting
well not done much up to now
wrapped parcel for postoffice sold item on ebay yesterday and only listed it saturday :)
just finished cutting up sun coupons took me nearly 2 hrs but will be worth it when they come
also rang sun to see where my other vouchers are takes 28 days so should b here soon.
plan for rest of day
check banking and budget
go to post office-post parcels
go to chemist
having driving lesson at 2.30-free as father in law is taking me
put wash on,hang on airer
hope everyone has a great day
hope u enjoy ur night out with dd starnac