figures for bankruptcy forms ie outgoings

tammyfshr

can anyone help with figures for 2 adults and a 19 month old for the bankruptcy forms?

shellsuit

Only you know what you pay out I'm afraid unless its something else you're after?

Richard_S

tammyfshr wrote:

can anyone help with figures for 2 adults and a 19 month old for the bankruptcy forms?

Hi Tammy,

If you look on the old Bankruptcy and Supporters Club thread there's loads of discussion and facts and fgures about what is acceptable and I'm fairly certain that the CCCS or National Debt Line have figures that are generally considered to be acceptable. You can budget for dentistry, clothes allowance, hairdressing and even a small cosideration for an annual holiday and others that I can't remember.

If you do some research and keep "bumping" yr thread on this site you'll find all the information you need. When we had our interview we hadn't started to use this site and the O.R was actually increasing the amounts that we'd put in our budget. Nothing is cast in stone so really you need to make generous allowances so that you can live within yr budget if you're required to make payments to yr estate out of excess income; can't remember what it's called at the moment.

Richard

CLAPTON

you might find this thread very interesting

http://forums.moneysavingexpert.com/showthread.html?t=357700

plumduff-2

Allowance Single Couple Single Couple

(£'s per month) No kids No kids with kids with kids

Phone 16 17 23 24
Mobile Phone 20 20 20 20
Housekeeping 191 314 322 461
Travel/Car 171 173 179 181
Plus each child 0 0 53 38
Health 20 17 8 13
Pets 10 12 8 14
Repairs/Maintenance 24 35 20 20
Sundries 47 61 49 74


These are trigger figures used by debt advisers and the credit industry... HOWEVER.. Official Receivers are usually a bit more generous...

This hasnt copied very well hope you can suss it... (from DHUK)

scootw1

plumduff-2 wrote:

Allowance Single Couple Single Couple

(£'s per month) No kids No kids with kids with kids

Phone 16 17 23 24
Mobile Phone 20 20 20 20
Housekeeping 191 314 322 461
Travel/Car 171 173 179 181
Plus each child 0 0 53 38
Health 20 17 8 13
Pets 10 12 8 14
Repairs/Maintenance 24 35 20 20
Sundries 47 61 49 74


These are trigger figures used by debt advisers and the credit industry... HOWEVER.. Official Receivers are usually a bit more generous...

This hasnt copied very well hope you can suss it... (from DHUK)

Can't get a mobile contract less than £30 on 3. If I cancelled with them, may not be able to get another contract elsewhere so may have to go PAYG