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Arcadia Group Staff Discount Store Card & Bad Debt - Topshop Topman Burtons BHS etc

jaldoc
Posts: 28 Forumite
Deleted - no longer required
Started Acknowledging in December 2011 - Starting with Debts of £14,078
Debt now stands at £6355 (October 2012) thanks to the advice on here. :beer:
Debt now stands at £6355 (October 2012) thanks to the advice on here. :beer:
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Comments
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When I worked for Arcadia, I didn't know anyone that hadn't got them who wanted one. But some staff chose not to have them due to not trusting themselves.War does not determine who is right - only who is left.0
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This will not give you an answer but might help a bit. I work for a bank and had to open an account with them for my salary. They offered me one of the "premium" accounts which needed a credit check and I know they did the normal credit checks on me for that. I can not see any credit being given without the checks.
When you say bad debt do you mean missed payments etc or just a large amount?0 -
Why not ask HR. If you do get the discount card be aware that it operates exactly the same as a store card. You need to pay of the outstanding balance every month to get the benefit of the discount otherwise the high interest rate negates the discount.0
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I dont know about the credit checking but when Ive had staff discounts like this, any communication is between you and the card company and I cant see your manager having any idea on whether you were rejected or not. It all gets sent to your house.0
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