Obtaining Credit Report

stu2500

Hi, apologies in advance as I assume this has already been covered many times, but I am looking for some advice on how best to obtain a detailed credit report. I have previously obtained a report from Equifax by sending the £2 cheque and reuesting but to be honest I didn't really understand it in great detail (just the basic information) and I would really like to obtain a more detailed and simpler version. I was looking at credit expert but I'm not keen on giving them my debit card details as this goes down as a continuous payment (I work for a bank and understand how hard it can be to cancel these payments).

Any help is greatly apprecaited

Stuart

Bored

You can get a £2 statutory report from all 3 of the credit reference agencies without signing up for a subscription.

http://www.callcredit.co.uk/stat-report-online/

http://www.equifax.co.uk/Products/credit/statutory-report.html

http://www.experian.co.uk/consumer/statutory-report.html

stu2500

Bored wrote: »

You can get a £2 statutory report from all 3 of the credit reference agencies without signing up for a subscription.

Does the statutory report show everything on my report? I think I had one of these earlier but didn't really fully understand it. I think I'll try a gain and give it more of a chance. Thanks for the help

Bored

The only difference with the statutory report is that you get a 'snapshot' of your credit report as it stands right now, whereas with a subscription you could continue to see it updated each month, but the information you get is exactly the same.

If you don't understand anything on your file then people on here can help.