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To Buy-to-Let (or not)

Hi
Does anyone know if you have to convert your mortgage to a buy to let if you rent out your home? I am applying for a new job which comes with a house.
I have a 2 year tied in tracker mortgage with Abbey and it would cost me several thousand in redemption fees if i remortgage?
What happens if I just don't tell the mortgage company? Does anyone know anyone who has done this?
Thanks
Y-M

Comments

  • herbiesjp
    herbiesjp Posts: 8,499 Forumite
    You can just request consent to let from Abbey on your current deal which they should do for you - there will be a charge invloved.

    Give them a call and see what they say
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • thanks for that!
  • herbiesjp
    herbiesjp Posts: 8,499 Forumite
    Very welcome
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
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