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Help Needed Urgently
glosguy
Posts: 9 Forumite
Hi all,
i'll try to make this as short as possible! Ex-girlfriend left me with loads of Debts when she left what in March will be three years ago. This was made all the more difficult by the fact that I was studying to me a mental health nurse at the time so as you can imagine money was not in large supply. I have managed to pay off about £7,500 of debts and am just left with a few. I have been stalling them since about march last year when I began work on my dissertation as I just could not work extra shifts and do that as well. Since qualifying it has not been easy to get a job nhs cuts and all that but was finally made permanent in Dec. I wrote to tell my remaining creditors this and all except one replied. This one replied at the start of Dec through another firm saying if i did not pay the full amount immediately they would serve me with a statutory demand under the inslovency act. I replied to them straight away offering payment of the previous amount I was paying last year and explaining my circumstances.
They appear to have taken no notice of this and last thrsday I was served with said papers which means nothing to me. I have nothing to take.... I rent my house I have a car that would not get £2oo for scrap and most of the furniture and stuff in the house belongs to my new wife.
What is this order and what do I have to do, I was expecting if anything a county court order. Any advice or help gratefully recieved.
Glosguy
"fighting the demons"
i'll try to make this as short as possible! Ex-girlfriend left me with loads of Debts when she left what in March will be three years ago. This was made all the more difficult by the fact that I was studying to me a mental health nurse at the time so as you can imagine money was not in large supply. I have managed to pay off about £7,500 of debts and am just left with a few. I have been stalling them since about march last year when I began work on my dissertation as I just could not work extra shifts and do that as well. Since qualifying it has not been easy to get a job nhs cuts and all that but was finally made permanent in Dec. I wrote to tell my remaining creditors this and all except one replied. This one replied at the start of Dec through another firm saying if i did not pay the full amount immediately they would serve me with a statutory demand under the inslovency act. I replied to them straight away offering payment of the previous amount I was paying last year and explaining my circumstances.
They appear to have taken no notice of this and last thrsday I was served with said papers which means nothing to me. I have nothing to take.... I rent my house I have a car that would not get £2oo for scrap and most of the furniture and stuff in the house belongs to my new wife.
What is this order and what do I have to do, I was expecting if anything a county court order. Any advice or help gratefully recieved.
Glosguy
"fighting the demons"
0
Comments
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glosguy wrote:Hi all,
i'll try to make this as short as possible! Ex-girlfriend left me with loads of Debts when she left what in March will be three years ago. This was made all the more difficult by the fact that I was studying to me a mental health nurse at the time so as you can imagine money was not in large supply. I have managed to pay off about £7,500 of debts and am just left with a few. I have been stalling them since about march last year when I began work on my dissertation as I just could not work extra shifts and do that as well. Since qualifying it has not been easy to get a job nhs cuts and all that but was finally made permanent in Dec. I wrote to tell my remaining creditors this and all except one replied. This one replied at the start of Dec through another firm saying if i did not pay the full amount immediately they would serve me with a statutory demand under the inslovency act. I replied to them straight away offering payment of the previous amount I was paying last year and explaining my circumstances.
They appear to have taken no notice of this and last thrsday I was served with said papers which means nothing to me. I have nothing to take.... I rent my house I have a car that would not get £2oo for scrap and most of the furniture and stuff in the house belongs to my new wife.
What is this order and what do I have to do, I was expecting if anything a county court order. Any advice or help gratefully recieved.
Glosguy
"fighting the demons"
Not 100% sure what you have been given here. Suggest you contact CAB or similar to find out exactly what it is.
I also suggest you post on the Bankruptcy and Supporters Club thread as there are some insolvency advisors and generally knowledgeable guys on there
TJ1/11/06 -1/06/07 BSC #42
For FREE advice. Your local CAB Office - ask to speak to a 'money advisor'.*The Consumer Credit Counselling Service (CCCS) - Tel: 0800 138 1111*National Debtline - Tel: 0800 808 4000*Payplan - Tel: 0800 917 7823*Insolvency Helpline-0800 074 69180 -
A stat demand is very very serious, and is the first step towards the creditor making you BR... if you want to go BR anyway, then it will save you the fees.. but otherwise this is not something you can ignore...
There is a question about the very same thing on the DHUK forum... so I would suggest registering on this and having a look at it...Hi - im a member of the Debt Help UK FORUM...0
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