Have I a chance ?

Gr33ngo

in 1993 I entered the property market and bought into my first house which I am still living in to this day...
I was sold an endowment policy by the company United Friendly... a few months later I was contacted by them again and told to up my payments as there would be a shortfall if I didnt...
When I was sold the policy at the start I asked about a repayment mortgage but was advised that they were not the way ahead...

9 years later I had to give up on the endowment as I was continually contacted by UF to up my payments to help avoid a shortfall in the long term... I sought some help from a friend who advised me to seek my mortgage elsewhere in the form of a repayment... this I did and I switched to Abbey...
I know some on here will be horrified to find out that I had to extend my mortgage period to help make the payments each month...:(

I remember selling off my endowment and getting pittance for it... I think it was in the region of £300...

United Friendly have since been bought over by Royal London... this happened when I was still in my endowment term...

I'm not at home at the moment so cant check for old policy numbers etc... If I cant find any old policies with either UF or Royal London is it still possible to contact them and get some info ?

Do any of the experts on here think I may have a case for being mis sold an endowment policy or have I left it too late ?

Thanks for looking...

Gr33ngo

*bump*

anyone ?

originalmiscellany

Total guess, but it was a very long time ago - what is the time frame you're allowed to back claim?

McKneff

I have the feeling that I have seen on here that anyone like yourself is now 'out of time'

Just because there was a shortfall, (which most of us suffered) doesnt actually mean that you were mis sold.

What makes you think that yo were mis sold. (apart from above)