The Official DFW Nerd Club

edited 31 January 2011 at 8:08PM in Debt-free wannabe
1.6K replies 170.7K views
1457910162

Replies

  • Seriously starting to sort out my debts, can i join the club too?
    :heart: I love my gorgeous little girl :heart:
  • lotte123lotte123 Forumite
    137 Posts
    Part of the Furniture 100 Posts Combo Breaker
    Forumite
    Hi guys

    Please can I join the gang? This site has just helped pick me right off of the floor and inspire me that I can turn my life around. Thank you!
    Official DFW Nerd Club - Member no. 315 - Proud To Be Dealing With My Debts
    :money: LBM #2 - December 2017 - total £17,663.75 DFD - January 2023 :j
    DD - £500; OH - £7889; Barclaycard - £5135.29, Halifax - £1725.50, Plumbstop - £2226.62, HMRC - £187.34
    Contingency Fund - £10/ £1000
  • All added to the first post again! :)

    Welcome aboard all! :beer:
  • can anyone help? trying to submit my financial probs & seek advice but dont know how to enter my details. logged in and all that stuff, even read others probs but cant seem to get mine across. HELP
  • Hope iam in the right place for advice i was told to post on here avter opening a new thread this eveining.

    Hi first time poster and not sure what to expect but here goes, iam 32 years old married with no kids i am currently not copeing with debts of around £31000 these consisit of over draft bank loans two credit cards and loan from family.

    To say its a mess is a under statment i have missed last months payments on my bank loan £398 a month i currently have not paid the min payment on one of my credit cards for the past 3 months only paying them a token payment each month the other loan is up to date as is the credit card just but the loan from family member £7000 has not been repaid after i promised to start paying them a year ago.

    My over draft is £1600 my loan from that bank is £1000 the loan from my previuse bank is £13000 my credit card is £7000 my other credit card is £2100 we currently rent our house all utility bills councal tax etc etc are paid i make sure all these bills are paid so we can keep a roof over our head, but the problem is the debts and my chances of getting on the property ladder.

    Next week i have a oppointment with cccs to try and sort out these debts of mine i am willing to pay and want to pay them off but the current situation is i cant afford to pay back the minimum payments, iam now 32 years old my wife and i want children we also want our own home but with this scale of debt is stopping us.

    I have also stopped paying into my pension coz the demand letters i got from creditors i needed to pay off arrers i feel i have let my wife down in so many ways and dont know what to do all i want from life now is to be able to provide secruity for my family i hope one day i will be able to do this.
  • skolliealskollieal Forumite
    58 Posts
    Part of the Furniture Combo Breaker
    Forumite
    Hi there.Please could you give me a number as a debt free wannabee. LOok forward to chatting to you soon

    cheers
    skollieal
    Total Debt [strike]£37 007.40[/strike] £21,082.19
    Nat West Loan [strike]£35 395.92[/strike] £19,263.40
    Nat West Credit Card £1,818.79
    Debt free July 2014Jan Proud to be dealing with my debts!!:]DFW member 316
  • hi ss

    Please could I also have a DFW nerd number, have heard loads about you and look forward to chatting soon. Thanx a mill!:p
    LBM Feb 09[STRIKE] £64 427.32[/STRIKE] £13 700.59! Sub £15 000!
    DFD July 2018
    GC 01Dec ~ 30Dec £40.00 SSF £00.00
    NSD 00/20 WSC (08~14) £13.59 SSF £00.00 DFW Nerd 319 Proud To Be Dealing With My Debts!
    "Captain Jack Harkness! When will you learn that you can't solve every problem by shagging it?!"
  • Hi ss

    All this chatting! must be seriously great being in such demand.
    LOL Just noticed above poster's note similar to mine.

    ;)
    LBM Feb 09[STRIKE] £64 427.32[/STRIKE] £13 700.59! Sub £15 000!
    DFD July 2018
    GC 01Dec ~ 30Dec £40.00 SSF £00.00
    NSD 00/20 WSC (08~14) £13.59 SSF £00.00 DFW Nerd 319 Proud To Be Dealing With My Debts!
    "Captain Jack Harkness! When will you learn that you can't solve every problem by shagging it?!"
  • Hey. I'd love a nerd number-pretty please??. I'm here to get myself out of all this debt I've accrued as a student!! Oh, I'm super new, so hi!
    Student loan £10,000, Overdraft £1,600, Credit card £500. Total £12,100. Whoops
    £2.96 in penny jar. Gotta start somewhere. A smile costs nothing. :smiley:
    DFW Nerd club member 318 Proud to be dealing with my debts!
    Oh, and I owe my dad a tenner!!:rotfl:
  • Hi eveyhammond ,

    welcome to the nerds club
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