The Official DFW Nerd Club

ella_ella_ella

Seriously starting to sort out my debts, can i join the club too?

lotte123

Hi guys

Please can I join the gang? This site has just helped pick me right off of the floor and inspire me that I can turn my life around. Thank you!

southernscouser

All added to the first post again!

Welcome aboard all! :beer:

rockbottom_2

can anyone help? trying to submit my financial probs & seek advice but dont know how to enter my details. logged in and all that stuff, even read others probs but cant seem to get mine across. HELP

Streaky_B

Hope iam in the right place for advice i was told to post on here avter opening a new thread this eveining.

Hi first time poster and not sure what to expect but here goes, iam 32 years old married with no kids i am currently not copeing with debts of around £31000 these consisit of over draft bank loans two credit cards and loan from family.

To say its a mess is a under statment i have missed last months payments on my bank loan £398 a month i currently have not paid the min payment on one of my credit cards for the past 3 months only paying them a token payment each month the other loan is up to date as is the credit card just but the loan from family member £7000 has not been repaid after i promised to start paying them a year ago.

My over draft is £1600 my loan from that bank is £1000 the loan from my previuse bank is £13000 my credit card is £7000 my other credit card is £2100 we currently rent our house all utility bills councal tax etc etc are paid i make sure all these bills are paid so we can keep a roof over our head, but the problem is the debts and my chances of getting on the property ladder.

Next week i have a oppointment with cccs to try and sort out these debts of mine i am willing to pay and want to pay them off but the current situation is i cant afford to pay back the minimum payments, iam now 32 years old my wife and i want children we also want our own home but with this scale of debt is stopping us.

I have also stopped paying into my pension coz the demand letters i got from creditors i needed to pay off arrers i feel i have let my wife down in so many ways and dont know what to do all i want from life now is to be able to provide secruity for my family i hope one day i will be able to do this.

skollieal

Hi there.Please could you give me a number as a debt free wannabee. LOok forward to chatting to you soon

cheers
skollieal

Casperthefriendlyghost

hi ss

Please could I also have a DFW nerd number, have heard loads about you and look forward to chatting soon. Thanx a mill!:p

Casperthefriendlyghost

Hi ss

All this chatting! must be seriously great being in such demand.
LOL Just noticed above poster's note similar to mine.

eveyhammond

Hey. I'd love a nerd number-pretty please??. I'm here to get myself out of all this debt I've accrued as a student!! Oh, I'm super new, so hi!

BLUESUNSHINE_2

Hi eveyhammond ,

welcome to the nerds club