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The Official DFW Nerd Club
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can I get a number please ?0
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hi, can i get a number too.
thanks PP0 -
Hi everyone.
I have been lurking around for quite a while.
I knew I had loads of debt and decided to do something about it as a new years resolution.
Today I did a snowball and felt quite sick when I found out the total of it all.
About £41000.00.Gulp.Anyway I immediately cut up all my credit cards, which took some nerve,believe me.
It will take me about 5 years to pay off all this so am in it for the long haul.
Can I please be in your club?
Proud to be dealing with my debts at last.:happylove :happylove
I'm back!!!!
DMP starts 1st July 2015:T
Dfd March 2021 (hoping to get there sooner )
DMP mutual support group number 444
Proud to be dealing with my debts at last :j0 -
Have just done my monthly budget and I have more going out than coming in so could I have a number please? Think I'm going to need some help - didn't realise (or didn't want to) just how bad things have gotten! Time to get my head out of the ground...Lightbulb moment 28th December 2007 :idea:
DFW Nerd #813
Living on £4,000 for 2008 #047
Celebrate Christmas for free in 2008
Total Spend January0 -
mollypolly, scorpio 04,
Welcome from a fellow debtee. My moment of truth was in December 05 and I've been working at the debt since then. It's been a bit of a struggle, a lot of worry IF YOU LET IT BE and there has been a few laughs especially when I was getting 15 phone calls a day from one creditor so I redirected the phone calls to !!!!!! lines or weather info etc..... not that you would do that of course.
If you have more going out than in then you may need advice from the likes of the Citizens advice or cccs. NEVER PAY FOR ADVICE ON DEBTS there is a lot of free advice available. Also look on this site for other help and bear in mind we are all in this together so when you are at your lowest ebb and are sitting on the end of the pier ready to end it all just remember we are here to help....... free.0 -
Hi All!
I am completely in awe at how much you all have achieved! I'm almost addicted to reading peoples threads on daily spends and so i figured it was about time i got my a*se into gear and became a DEBT FREE WANNABE! I dont even know the total of my debts... how bad is that! :eek:
I'm going to go and do my budget plan right this minute! And then i will sort out my signiture! Please may i have a number... pretty please with a cherry on the top!
Thanks in advance.
And WELL DONE to EVERYONE!! :TLife isn't about waiting for the storm to pass, it's about learning to dance in the rain!:j0 -
Hi ss, and everyone,
After lurking for months I'm ready to get serious and start dealing with my debts in 2008.
So, please can I have a number - I'm ready now!
Bee0 -
Thanks for my number SS.
Hope you don't mind but I borrowed your layout.
Tea
x0 -
Sign me up for a number please. Have decided enough is enough and I am watching EVERY penny0
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Ready to tackle my debt, please can i have a number to join the club.
ThanxLB moment > 26 December 2007 DFW no817HSBC Credit Card: [strike]£6500.00[/strike] £4371.00CTC Arrears [strike]£1500.00[/strike],Total as off 26/12/07: [strike]£9200.00[/strike], £4371:eek:0
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