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Remortage advice
fuzzy07
Posts: 1 Newbie
Hi, this is my 1st thread so hope I do it right! I have 2 mortgages halifax and kensington. I am needing to remortgage as my combined payment is £870 a month which is hard to make. I am on a good salary and i have 40k equity in my house. The only problem is that i have mortage arrears and my credit rating is shot at. Is there any lender who will consider me as the kensington was a big mistake they just charge huge prices. I know if i can remortage and lower my payment it will be around £550 this will help my finacial situation but its where to start. Any advice would be great many thanks.
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Comments
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How many mortgage/secured loan payments have you missed and when?
Why is your credit rating shot? CCJ's, defaults?I am a Mortgage AdviserYou should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0
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