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Loss of Property to pay for Social Care

245

Comments

  • Please can some-one tell me exactly what I paid into for the last 45 years of my tax/national insurance for, equating to a third of my salary..if not for my care in old age .

    My God you are incredibly naive if you expect anything from the government. In Britain the government has always existed to protect the interests of the privileged classes, not the people as a whole. We are subjects (i.e. serfs) not citizens.
  • McKneff
    McKneff Posts: 38,857 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I'm afraid you are shafted. :( Renting out the property won't generate enough income unless it's worth a few millions.

    It's a shame that you and your mother didn't take action years ago to put the house under trust. It's a disgrace that so much money has gone to waste for something that the state ought to provide. :mad:

    Hardly a waste, it has paid for mothers care, why do you think the state/taxpayers ought to provide it if she can afford to do so herself.
    Im a pensioner, still paying tax, so i would be helping to fund it and why the hell should I.
    make the most of it, we are only here for the weekend.
    and we will never, ever return.
  • McKneff
    McKneff Posts: 38,857 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    And please stop being abusive and calling people 'stupid' there really is no need.

    Everyone is entitled to their opinion but a line has to be drawn and personally i think it was quite an intelligent post.
    make the most of it, we are only here for the weekend.
    and we will never, ever return.
  • Pollycat
    Pollycat Posts: 36,309 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Savvy Shopper!
    edited 24 October 2011 at 7:13PM
    Look, the situation is as it is.

    Ranting about how unfair (or not) it is that people have to fund their own care home fees is not going to change how it's currently dealt with - or help the OP.
    I understand there has been a suggestion that the £23,250 ceiling is raised (to £100k?) but that's not likely to happen overnight.

    The OP needs to consider what is to be done with his Mum's house (and we don't know yet if she was the only person living there) and he needs to read up on the possibility of getting Continuing Health Care for her.

    OP - out of interest, what is a Section 22 Declaration?
  • le_loup
    le_loup Posts: 4,047 Forumite
    edited 25 October 2011 at 10:44AM
    Nonsense. What has your mother's taxes got to do with it? What a stupid post! Everyone pays taxes - and if the rich paid more of their fair share then we wouldn't have this situation.
    Without wishing to give you the attention, which is clearly what you are seeking, you are acting up to your nomenclature ... except that the original was remembered in history. You will be .... ?
  • Koicarp
    Koicarp Posts: 323 Forumite
    nealrobins wrote: »
    We are also trying to get her accepted for Continuing Care which she thoroughly deserves but without much success at the moment.

    Does anyone know if there is anything at all we can do to protect the property and/or get the Continuing Care agreed?

    With respect nobody "deserves" continuing health care, they either qualify or they do not.
    You say that she has paid "care home" fees, is this a nursing home? If it is a care home and she was appropriately placed there originally and her needs have not changed she probably won't qualify for continuing health care.
    Have you approached an appropriate person to carry out the DST for the continuing health care application? The care home manager, a social worker, GP, practice nurse or community nurse, physio, OT etc can all complete the screening tool then refer on for the DST.
  • le_loup
    le_loup Posts: 4,047 Forumite
    I think you will find that the OP has lost interest.
    Why we all bother, I cannot imagine!
  • bilbo51
    bilbo51 Posts: 519 Forumite
    le_loup wrote: »
    I think you will find that the OP has lost interest.
    Why we all bother, I cannot imagine!
    Well, he'd had his answer with the first response.... :wall:
  • Pollycat
    Pollycat Posts: 36,309 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Savvy Shopper!
    Koicarp wrote: »
    With respect nobody "deserves" continuing health care, they either qualify or they do not.
    You say that she has paid "care home" fees, is this a nursing home? If it is a care home and she was appropriately placed there originally and her needs have not changed she probably won't qualify for continuing health care.
    Have you approached an appropriate person to carry out the DST for the continuing health care application? The care home manager, a social worker, GP, practice nurse or community nurse, physio, OT etc can all complete the screening tool then refer on for the DST.

    I said pretty much the same in my reply #3 - and gave the OP a link to pretty good information on CHC - and told him that it wasn't likely to be easy to get CHC.

    Maybe bilbo51 is right and he's had his answer - as well as other information (which is probably what he didn't want to hear).
  • McKneff
    McKneff Posts: 38,857 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Most of these people are more bothered about their 'inheritance' being whittled away rather than their parents comfort in their old age.
    make the most of it, we are only here for the weekend.
    and we will never, ever return.
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