Monday 24th October 2011 - What small DFW things will you do today?

Pernicious

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending. :money:

So be proud of those small steps, they really are important.

Morning all, it's Monday again...how did that happen?! Still, at least it's payday for me on Friday, bring it on!!!

Today I will:-

• [strike]Charge phone at work[/strike]
• [strike]Make use of free water at work[/strike]
• [strike]Food from stores[/strike]
• [STRIKE]Dinner from meal plan[/STRIKE]
• [STRIKE]Check for surveys[/STRIKE]
• [STRIKE]Enter comps[/STRIKE]
• [STRIKE]Check online banking[/STRIKE]
• Check out this weeks flylady thread & do something
• [STRIKE]Try & keep the heating off again[/STRIKE]
• Finish working out what I've already bought for Xmas & what I need to buy still
• [strike]Pop to a wedding shop I hear have a sale on flower girl dresses...if I can pick them up for £15 each I will be very, very happy![/strike] - Unfortunately it was too good to be true, only age 4...possibly found some cheaper bridesmaid dresses than the one I was looking at in Debenhams though, but not by much...
• [strike]Go back to work afterwards to avoid unnecessary spending[/strike]
  

Have a great, MSE day everyone x

Tebheag

Good Morning all
Thanks for starting us of Pernicious also have you checked debenhams for flower girl dresses they do some really nice ones I got some great ones there and they where on sale 40% off this is going back a few yrs ago.
Check bank
Check Survey got one in the post for £5 but cant find it listed on the page aaaaah
Make some cakes etc as got flour that needs used up
Stay away from shops so tired just want chocolate my wee girl was up and down last night.
Take kids to toodler group hopefully get them to have arest so that I can do some work as got a job only about 13 hrs but struggling to do it as kids are not stop on the go and not sleeping at night aaah
Thats it for me today
x

kjp

Morning all!

Thanks Pernicious for starting the thread this morning!

Well, what a lovely day! Stupidly left my waterproof in my car too! Hopefully will brighten up during the commute...

Today I have/will:
Check banks
Check TCB
Check CC
Check Paypal
Breakfast/lunch from stores
2lts water
Carshare to work
NSD - nothing left to spend!!
Hopefully get payslip for payday tomorrow and work out money for month
Check xmas list and write definitive list of who I have left to buy for
Tidy two items in my room-clearly 'tidy room' hasn't helped so if I can break it down I might do it!
Work hard
Sparkle!!

Have a great day everyone!

Kxx

freebyfifty

Good Monday Morning to everyone,

I have missed a couple of days but I did do everything on my 'in head to do list'

Today I will

1. Check online banking
2. Pay at bit of a catalogue debt
3. Update spreadsheet
4. Lunch & dinner from stores
5. Post ebay parcel
6. Parcel up next ebay sale to send tomorrow
7. Keep an eye on surveys
8. Fuel in car

This is probably not all I should do but it is all I need to do. Don't want too much pressure on a Monday morning or my brain will explode from going into overdrive!! :eek:

little_pink_purse

Morning everyone

well its windy and the rain has started here

todo
washing on
check banking
sleep omg nightshifts a killer lol
hoover
meals from stores

have a great monday xx

determined_new_ms

Morning guys :wave: & thanks to perni for starting us off Woke up dazed & confused this morning not really sure if I've got any appts this morning so could be about to be super late!

So today:

• NSD
• pork chops in SC - doing creamy pork chops with cider & mustard
• using up last of creme fraiche for above recipe (I am determined to stop throwing out food!
• update expenses & overtime sheet - have dug out receipts to take with me
• energy search in lunch break
• scanning & shredding in lunch break
• text mil to ask if she has an oyster card I can boorrow for when we go to London on Friday
• pop round and see dd after work
• brekkie, lunch & dinner from stores
• get oh to put up cabinet in bathroom tonight
• go for a run this evening
• possibly work in home town & save a round trip of 40mils :T (will depend on what my calendar says )
• Mrs Flylady? It seems to be dwindling at the moment do u think perni????
• get a couple of lemons that are just sitting at work dying & make a maderia cake this evening

ok that'll do me. Happy Monday everyone x

La_escocesa

Hi guys :wave:

I have/am going to:

• Sold a flask on Amazon - £5 more for me :cool:
• Enjoying my day off work - going a walk to see fish tanks randomly :rotfl:
• Check payslip :T
• Look on t'internet for stuff for new house - a girl can dream! - not long now

Thanks for starting us off, Miss Pernicious

Oooh you are soooo late DNMS And your light is still on!

Enjoy recovering from nightshift Little pink purse.

I hear ya kjp - roll on payday tomorrow!

Don't go into overdrive Freebyfifty - keep it simple with the small steps

Can I have some cakes please Tebheag?

ixia

Morning everyone and thanks to perni for starting us

today's list:

• car share to work
• log receipts into asda to claim my fivers
• meals from stores check banking/emails
• general tidy
• double up tesco rewars to get some undies from figleaves for DD

have a good day everyone x

Tiggy10

Morning all.

Today I am going to:
- Check bank
- Transfer a bit more into my savings
- Chase up NPB on ebay!
- Breakfast, lunch and dinner from my Mums

-help mum look for a new car
- buy a few xmas prezzies when we are out
- found 3 old phones, going to see if they get me any money!

Thats all. have a good day all!

starnac

morning all. didn't sleep very well last night and went back to bed after taking DD to school but stupid letting agents rang and woke me up :mad: funny how I can speak to the boss when they think we are going to leave them but when I want to speak to him about something he's suddenly "unavailable" :mad:

anyway list for today

[STRIKE]check banking[/STRIKE] roll on payday
surveys
[STRIKE]ring about missing £100[/STRIKE] they are going to ring me back
[STRIKE]make leek and potato soup for tea tonight[/STRIKE] it was very tasty
[STRIKE]bread in BM[/STRIKE]
gloss passage radiator
gloss bathroom radiator
[STRIKE]post ebay sales[/STRIKE] posted the ones that have paid
[STRIKE]email NVQ assessor[/STRIKE]
tidy coffee table

that's it for now I think. Happy monday everyone

Bagpuss741

Today I have/will:

1. Checked online banking
2. NSD (Helps that I have no money:D)
3. Check for surveys
4. Store cupboard meals
5. Keep close eye on dog as she is refusing to eat (She has kidney/liver failure)
6. OU Coursework