Credit Agreement

Alex_Galt

I recently received a letter from ScotCall Debt Collection Services telling me that it was in "YOUR OWN BEST INTEREST" to contact them imediately.

I did that, and asked them to send me a copy of my Credit Agreement.
I enclosed the £1.00 fee required under the Consumer Credit Act.

I also stated that it should be supplied to me within 12 working days.

Today I received a letter from ScotCall with my £1.00 payment returned telling me that they were no longer dealing with the account and that the creditor would contact me shortly.

Does the 12 days to supply my credit agreement still stand?
I'm a bit confused as to what happens next.

Thanks for your help

Alex_Galt

Sending two more letters today to Debt Collectors asking for my credit agreements with the creditors.

All with the 12 working days to reply.

Alex_Galt

anyone, someone?

mh1923

Do you know what the debt is about? Is it one you think may not really be yours?

Alex_Galt

mh1923 wrote:

Do you know what the debt is about? Is it one you think may not really be yours?

It's from a video club, but im sure i met the terms of the agreement, buying 5 DVDs