Old debt question

Jesseonhistravels

Morning all,

I'm sure this has been asked before but have tried searching and could not find a thread.

I've recently received a letter from Equidebt stating I owe Aktiv Kapital UK Ltd £2485.74. They would like me to call them to discuss, which I'm wary about as I don't want anything logged on my credit history.

I had the same letter about 1-2 years ago from another company, can't remember who. At the time I called them and they told me I owed an amount of money to a catalogue(can't remember how much). When I asked for proof they rattled off all my previous addresses I had lived at and this so called debt is from at least mid 1990's. I asked them to send me further details of the debt as I don't remember having any debt with that catalogue. The agent at the time told me that it was my debt and I should pay it, again I told them that without proof of the debt, I was not paying anything and especially as it was so along ago and as I had rights to this information. The agent said she would get further information and send to me - this I have never received until this letter.

I had lots of debt problems around 1998/1999 that I dealt with via Gregory Pennington and I paid everything I owed over a number of years and in Feb 2003 I got the all clear. I now have credit cards, a mortgage and no further problems and am very mindful of debt.

Can anybody out there tell me/help me on what I should do as I don't want this to turn into anything nasty or pay for a debt that is either paid off/very old/not mine.

Thanks in advance guys!

fermi

Even if you owed it, a debt from that far back would be statute barred.

It also cannot appear on your credit history to harm you again.

Have a look through the info and links in this one:

----> Statute barred debts and the Limitation Acts

If you (a) dispute that you owe the debt, and (b) believe it would also be statute barred anyway, then the 'hybrid' letter in the following link may be appropriate?

http://forums.moneysavingexpert.com/showpost.php?p=34906257&postcount=5

Jesseonhistravels

Thanks so much for the information, I will certainly send them a letter and keep you posted on how I get on. Thanks again.