We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
FTB - Mortgage Advice
reload
Posts: 131 Forumite
I am a FT buyer, single application - earnings 35K pa and no outstanding debts. Credit history is clean (regularly check it online) and I am on the electoral roll. I am currently renting at the moment.
Looking at a repossessed house - £145K, will put in 15% deposit and looking to get a mortgage of £123,250. I need a lender who would complete the mortgage process within 28 days (as this is a repossessed property I will need to complete within 28 days).
Looking for a 2 yrs fixed term, so far spoke to Natwest which is offering 2 yrs fixed 3.49% Natwest Mortgage Page Link
I have also spoken to two different mortgage advisor both given me quote of 3.59% (moving to 5.5% after 2 yrs) and 3.89% (moving to 6% after 2 yrs) respectively.
I am not sure whether Natwest is offering the best one at the moment, I would be very much obliged if you could please advice me on this.
Looking at a repossessed house - £145K, will put in 15% deposit and looking to get a mortgage of £123,250. I need a lender who would complete the mortgage process within 28 days (as this is a repossessed property I will need to complete within 28 days).
Looking for a 2 yrs fixed term, so far spoke to Natwest which is offering 2 yrs fixed 3.49% Natwest Mortgage Page Link
I have also spoken to two different mortgage advisor both given me quote of 3.59% (moving to 5.5% after 2 yrs) and 3.89% (moving to 6% after 2 yrs) respectively.
I am not sure whether Natwest is offering the best one at the moment, I would be very much obliged if you could please advice me on this.
0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 351.7K Banking & Borrowing
- 253.4K Reduce Debt & Boost Income
- 454K Spending & Discounts
- 244.7K Work, Benefits & Business
- 600.2K Mortgages, Homes & Bills
- 177.3K Life & Family
- 258.4K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards