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Mortgage please help :(

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Comments

  • pwllbwdr
    pwllbwdr Posts: 443 Forumite
    Part of the Furniture Xmas Saver!
    First check exactly what your reversion rate is. It won't be 6.5 with HSBC I don't think.

    There are two likely possibilities, which are the SVR at 3.94% or the old homebuyer rate which I think is 1% above base. If it is the latter, you will be on a very good rate.
  • dimbo61
    dimbo61 Posts: 13,727 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    speak to HSBC and find out what rate you go onto when your current deal finishes.
    It will be less than you are paying now !!!
    With a LTV around the 80% level the SVR or whatever you go onto maybe a good deal , you can then ask what HSBC can offer you and then take that information and go have a chat with one of the nice mortgage brokers
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